146 Ridgecrest Dr, Chesterfield, MO 63017 Property Records

St. Louis County property record for 146 Ridgecrest Dr, Chesterfield, MO 63017

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,464 sqft · built 1963
Lot Size	0.402 acres (17,511 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (Apr 2025)
Tax Bill	$6,068 (2025)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Aug 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16Q-54-0552`

Property Details

APN / Parcel Number

Primary APN	`16Q-54-0552`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,464 sqft Living Area
Gross Area	3,052 sqft
1st Floor Area	1,232 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 2021
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	17,511 sqft (0.402 acres)
Lot Dimensions	126 ft deep x 93 ft wide
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	162 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	146 RIDGECREST DR
City	CHESTERFIELD
State	MO
Zip	63017-2675
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	105R2
Legal Description	RIVER BEND ESTATES 2ND ADDITION LOT 146
Legal Subdivision	RIVER BEND ESTATES 2ND ADDITION
Legal Lot Number	146
Jurisdiction	ST LOUIS MO
Township / Civil Division	MARYLAND HEIGHTS
Census Block Group	2
Census Block	2013
Census Tract	215105

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	146 RIDGECREST DR, CHESTERFIELD, MO 63017-2675
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2025	Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO
Aug 11, 2021	Warranty Deed, Transfer · Conventional Mortgage ON Q FINANCIAL INC
Dec 31, 2019	Grant Deed, Transfer CONTINENTAL, CONTINENTAL TITLE CO
Oct 21, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2025 · Amount on Record
Deed Sale	Apr 7, 2025 · Amount on Record
Prior Sale	Aug 11, 2021 · Amount on Record
Deed Document Number	202547403
Prior Transfer Date	Oct 15, 2019
Prior Transfer Doc	02375202884
Record Updated	Oct 29, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Apr 7, 2025
Property Address	146 RIDGECREST DR, CHESTERFIELD, MO 63017-2675
Document Number	2025040700403
Map Reference	MB 105 PG 80
Instrument Date	Apr 1, 2025
Instrument	2025040700403
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	SELECT TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 MORENA CT, BALLWIN, MO 63011-1536

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 RIDGECREST DR, CHESTERFIELD, MO 63017-2675
Investor	Possibly a Property Investor

Mortgage

Document Number	2025040700404
Date	Apr 7, 2025
Instrument	2025040700404

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Aug 11, 2021
Property Address	146 RIDGECREST DR, CHESTERFIELD, MO 63017-2675
Document Number	0250442027
Book / Page	25044 / 2027
Map Reference	MB 105 PG 80
Instrument Date	Jul 30, 2021
Instrument	2021081100324
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	FREEDOM TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	146 RIDGECREST DR, CHESTERFIELD, MO 63017-2675

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 RIDGECREST DR, CHESTERFIELD, MO 63017-2675

Mortgage

Document Number	2021081100325
Date	Aug 11, 2021
Instrument	2021081100325

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MO
Recording Date	Dec 31, 2019
Property Address	146 RIDGECREST DR, CHESTERFIELD, MO 63017-2675
Document Number	0238603442
Book / Page	023860 / 003442
Instrument Date	Nov 21, 2019
Instrument	550
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	146 RIDGECREST DR CHESTERFIELD MO 630172675, CHESTERFIELD, MO 63017-2675

October 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST LOUIS MO
Recording Date	Oct 21, 2019
Property Address	146 RIDGECREST DR, CHESTERFIELD, MO 63017-2675
Document Number	0237522884
Book / Page	023752 / 002884
Instrument Date	Oct 15, 2019
Instrument	461
Transaction Type	Foreclosure
Record Updated	Nov 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	146 RIDGECREST DR CHESTERFIELD MO 630172675, CHESTERFIELD, MO 63017-2675
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Chesterfield City
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$97,110 (-) Land $45,200 Building $51,910	$511,100 (-) Land $237,900 Building $273,200
2025	$6,068.00 (+7.19%)	$97,110 (+13.42%) Land $45,200 Building $51,910	$511,100 (+13.43%) Land $237,900 Building $273,200
2024	$5,661.00 (+4.25%)
2023	$5,430.00 (+5.44%)	$85,620 (+15.25%) Land $28,140 Building $57,480	$450,600 (+15.24%) Land $148,100 Building $302,500
2022	$5,150.00	$74,290 Land $24,110 Building $50,180
2021			$391,000 Land $126,900 Building $264,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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