Richland County property record for 148 Ridgeback Cir, Irmo, SC 29063 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,542 sqft · built 2015 |
| Lot Size | 0.304 acres (13,281 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $110,000 (Feb 2015) |
| Tax Bill | $2,702 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03503-09-15 |
| Primary APN | 03503-09-15 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,542 sqft Heated Area |
| Gross Area | 4,134 sqft |
| 1st Floor Area | 1,620 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Intercom | Intercom |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,281 sqft (0.304 acres) |
| Garage Area | 446 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 134 sqft |
| Patio Area | 12 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02076602 |
|---|---|
| Street Address | 148 RIDGEBACK CIR |
| City | IRMO |
| State | SC |
| Zip | 29063-2953 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 195 80X158.2X81.1X171.6 #SU CHELSEA PARK PH E2 #PR RB1875-1859 |
| Legal Subdivision | CHELSEA PARK WEST |
| Legal Lot Number | 80,195 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | DUTCH FORK |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 10312 |
Source: Richland County records · APN 03503-09-15
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 148 RIDGEBACK CIR, IRMO, SC 29063-2953 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Mar 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Nov 01, 2019 | Deed of Trust, Mortgage · Conventional with PMI FREEDOM MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 26, 2015 · Amount on Record |
| Deed Sale | Feb 26, 2015 · Amount on Record |
| Prior Sale | Nov 24, 2014 · Amount on Record |
| Deed Document Number | 201513164 |
| Deed Book / Page | 2008 / 975 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 148 RIDGEBACK CIR, IRMO, SC 29063-2953 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0026781268 |
|---|---|
| Date | Oct 20, 2021 |
| Book Page | 2678/1268 |
| Instrument | 2021070094 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 148 RIDGEBACK CIR, IRMO, SC 29063-2953 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0025961509 |
|---|---|
| Date | Mar 12, 2021 |
| Book Page | 2596/1509 |
| Instrument | 2021015906 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 148 RIDGEBACK CIR, IRMO, SC 29063-2953 |
| Document Number | 2444/2624 |
| Instrument Date | Nov 01, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 05, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 148 RIDGEBACK CIR IRMO SC 290632953, IRMO, SC 29063-2953 |
| Document Number | 2444/2624 |
|---|---|
| Date | Nov 12, 2019 |
| Book Page | 002444/002624 |
| Instrument | 84571 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 11, 2049 |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Lexington School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,702.00 (+19.14%) | $321,200 (+2,775.04%) | $420,700 (+50.63%) Land $45,000 Building $375,700 |
| 2023 | $2,268.00 (-0.35%) | $11,172 (+0.02%) | $279,300 (-) |
| 2021 | $2,276.00 | $11,170 | $279,300 Land $38,000 Building $241,300 |
Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450790103122, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 17 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 17 in force |
| Wildfire Risk | Moderate above 40% of the US · above 21% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,754 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 219 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| CarolinaConnect Cooperative | Fiber | 8,000 / 8,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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