128 Ridgeback Cir, Irmo, SC 29063 Property Records

Richland County property record for 128 Ridgeback Cir, Irmo, SC 29063

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,920 sqft · built 2014
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on Record
Last Sale	$386,500 (Nov 2022)
Tax Bill	$3,155 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Aug 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03503-09-17`

Property Details

APN / Parcel Number

Primary APN	`03503-09-17`
Alternative APNs	`R03503-09-17` `02076620`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,920 sqft Heated Area
Gross Area	3,638 sqft
1st Floor Area	1,320 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,216 sqft (0.51 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	28 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02076620
Street Address	128 RIDGEBACK CIR
City	IRMO
State	SC
Zip	29063-2953
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-LD
Legal Description	LOT 197 194.6X209.3X144.1X60 #SU CHELSEA PARK PH E2 #PR RB1982-2727 RB1875-1859
Legal Subdivision	CHELSEA PARK WEST
Legal Lot Number	194,197
Jurisdiction	RICHLAND SC
Township / Civil Division	DUTCH FORK
Census Block Group	2
Census Block	2034
Census Tract	10312

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	114 BALLENTINE CROSSING LN, IRMO, SC 29063-9068
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2022	Deed, Transfer · VA Mortgage GUARANTEED RATE AFFINITY LLC
Aug 30, 2019	Deed of Trust, Mortgage · Line of Credit ARK-LA-TEX FIN'L SVCS
Feb 19, 2019	Grant Deed, Transfer · Conventional with PMI SYNOVUS MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2022 · Amount on Record
Deed Sale	Nov 18, 2022 · Amount on Record
Prior Sale	Feb 19, 2019 · Amount on Record
Deed Document Number	202263736
Deed Book / Page	2796 / 2473
Record Updated	Sep 20, 2026

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	RICHLAND SC
Recording Date	Nov 18, 2022
Property Address	128 RIDGEBACK CIR, IRMO, SC 29063-2953
Document Number	0027962474
Book / Page	2796 / 2474
Map Reference	MB 1875 PG 1859
Instrument Date	Nov 15, 2022
Instrument	2022063736
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,004.90
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	114 BALLENTINE CROSSING LN UNIT 8101, 8101, IRMO, SC 29063-9626

Mortgage

Document Number	2022063737
Date	Nov 18, 2022
Instrument	2022063737

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	128 RIDGEBACK CIR, IRMO, SC 29063-2953
Document Number	2425/3235
Instrument Date	Aug 30, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	128 RIDGEBACK CIR IRMO SC 290632953, IRMO, SC 29063-2953

Mortgage

Document Number	2425/3235
Date	Sep 5, 2019
Book Page	002425/003235
Instrument	65485

Lender

Name	ARK-LA-TEX FIN'L SVCS
Type	Funding / Finance Company
Address	PLANO, TX 75024

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 4, 2039

Interest

Rate Type	Adjustable Rate

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Feb 19, 2019
Property Address	128 RIDGEBACK CIR, IRMO, SC 29063-2953
Document Number	2372/1845
Book / Page	002372 / 001845
Instrument Date	Feb 15, 2019
Instrument	11475
Transaction Type	Transfer
Record Updated	Mar 11, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$920.93
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	128 RIDGEBACK CIR IRMO SC 290632953, IRMO, SC 29063-2953

Mortgage

Document Number	2372/1849
Date	Feb 19, 2019
Book Page	002372/001849
Instrument	11476

Lender

Name	SYNOVUS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35209

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 18, 2049

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,155.00 (-70.87%)	$10,756 (-)	$384,600 (+43.03%) Land $45,000 Building $339,600
2023	$10,832.00 (+391.25%)	$10,756 (-0.04%)	$268,900 (-)
2021	$2,205.00	$10,760	$268,900 Land $38,000 Building $230,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CarolinaConnect Cooperative Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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