Madison County property record for 148 Redbud Dr, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,471 sqft |
| Lot Size | 0.567 acres (24,738 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $172,000 (Mar 2018) |
| Tax Bill | $2,538 (2025) |
| Deeds & Mortgages | Nov 2022 Second Mortgage Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B002-0001-0048 |
| Primary APN | B002-0001-0048 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,471 sqft Living Area |
| 1st Floor Area | 1,471 sqft |
| Basement Area | 1,471 sqft |
| Finished Basement | 1,471 sqft |
| Exterior Material | Brick Veneer |
|---|---|
| Lot Area | 24,738 sqft (0.567 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 74497 |
|---|---|
| Street Address | 148 REDBUD DR |
| City | BEREA |
| State | KY |
| Zip | 40403-9573 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOGWOOD HEIGHTS LOT 4 BLK 2 |
| Legal Subdivision | DOGWOOD |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 11401 |
Source: Madison County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 148 REDBUD DR, BEREA, KY 40403-9573 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 10, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 30, 2018 | Warranty Deed, Transfer · FHA Mortgage CENTURY LENDING CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2018 · Amount on Record |
| Deed Sale | Mar 30, 2018 · Amount on Record |
| Deed Document Number | 20182013973610 |
| Deed Book / Page | 757 / 418 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 148 REDBUD DR, BEREA, KY 40403-9573 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 148 REDBUD DR, BEREA, KY 40403-9573 |
| Document Number | 0M2201/460 |
|---|---|
| Date | Nov 10, 2022 |
| Book Page | M2201/460 |
| Instrument | 2014119283 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Mar 30, 2018 |
| Property Address | 148 REDBUD DR, BEREA, KY 40403-9573 |
| Document Number | D00757/418 |
| Book / Page | D00757 / 418 |
| Map Reference | MB4 PG92 |
| Instrument Date | Mar 23, 2018 |
| Instrument | 2013973610 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | EXECUTIVE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $172.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 148 REDBUD DR, 148, BEREA, KY 40403-9573 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 148 REDBUD DR, BEREA, KY 40403-9573 |
| Document Number | 2013973611 |
|---|---|
| Date | Mar 30, 2018 |
| Instrument | 2013973611 |
| Name | CENTURY LENDING CO |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2048 |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Berea Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,538.00 (+12.85%) | $213,000 (+23.84%) | $213,000 (+23.84%) |
| 2023 | $2,249.00 | $172,000 | $172,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Also Mapped Here | GARRARD CO WATER ASSOC INC |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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