Madison County property record for 140 Redbud Dr, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 1,372 sqft · built 1982 |
| Owner | Individual Name on File |
| Last Sale | $305,000 (May 2025) |
| Tax Bill | $2,920 (2025) |
| Deeds & Mortgages | May 2025 Sale & Mortgage Jun 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B002-0001-0044 |
| Primary APN | B002-0001-0044 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 1,372 sqft Living Area |
| Year Built | Built 1982 |
|---|---|
| Exterior Material | Brick Veneer |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 53068 |
|---|---|
| Street Address | 140 REDBUD DR |
| City | BEREA |
| State | KY |
| Zip | 40403-9573 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOGWOOD HEIGHTS LOT 8 BLK 2 |
| Legal Subdivision | DOGWOOD |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 11401 |
140 Redbud Dr is owned and occupied by an individual who bought it in May 2025.
Source: Madison County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 140 REDBUD DR, BEREA, KY 40403-9573 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 16, 2025 | Warranty Deed, Transfer · USDA Mortgage ARK-LA-TEX FINANCE SERVICES LLC |
| Jun 1, 2021 | Deed, Transfer · VA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Nov 3, 2017 | Warranty Deed, Transfer · ARM US BANK NA |
| Sep 19, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 16, 2025 · Amount on File |
| Deed Sale | May 16, 2025 · Amount on File |
| Prior Sale | Jun 1, 2021 · Amount on File |
| Deed Document Number | 2014260874 |
| Deed Book / Page | D867 / 584 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | May 16, 2025 |
| Property Address | 140 REDBUD DR, BEREA, KY 40403-9573 |
| Document Number | 00D867/584 |
| Book / Page | D867 / 584 |
| Map Reference | MB 4 PG 92 |
| Instrument Date | May 14, 2025 |
| Instrument | 2014260874 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $305.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 401 W 2ND ST, JUNCTION CITY, KS 66441-3032 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 140 REDBUD DR, BEREA, KY 40403-9573 |
| Document Number | 2014260878 |
|---|---|
| Date | May 16, 2025 |
| Instrument | 2014260878 |
| Name | ARK-LA-TEX FINANCE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jun 1, 2021 |
| Property Address | 140 REDBUD DR, BEREA, KY 40403-9573 |
| Document Number | D806/172 |
| Book / Page | D806 / 172 |
| Instrument Date | May 27, 2021 |
| Instrument | 2014039014 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2021 |
| Title Company | BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $245.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1969, BEREA, KY 40403-3969 |
| Name | Verified Name |
|---|---|
| Address | 154 SARAH ELIZABETH DR, CLARKSVILLE, TN 37042-8202 |
| Document Number | 2014039015 |
|---|---|
| Date | Jun 1, 2021 |
| Instrument | 2014039015 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Nov 3, 2017 |
| Property Address | 140 REDBUD DR, BEREA, KY 40403-9573 |
| Document Number | D00752/303 |
| Book / Page | D00752 / 303 |
| Map Reference | MB4 PG92 |
| Instrument Date | Nov 2, 2017 |
| Instrument | 2013967310 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $173.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 140 REDBUD DR, BEREA, KY 40403-9573 |
| Document Number | 2013967311 |
|---|---|
| Date | Nov 3, 2017 |
| Instrument | 2013967311 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Dec 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.75% |
| Index | 1-Year CMT |
| Max Rate | 7.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 19, 2017 |
| Property Address | 140 REDBUD DR, BEREA, KY 40403-9573 |
| Document Number | D00750/353 |
| Book / Page | D00750 / 353 |
| Map Reference | MB4 PG92 |
| Instrument Date | Sep 13, 2017 |
| Instrument | 2013965031 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 430 CEDAR CLIFF RD, 430, WACO, KY 40385-9559 |
| Name | Verified Name |
|---|---|
| Address | 590 WALTER LAKES RD, WACO, KY 40385-9534 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 140 Redbud Dr was $2,920 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Berea Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,920.00 Additional exemption filed | $245,000 | $245,000 |
| 2023 | $3,204.00 | $245,000 | $245,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 140 Redbud Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 140 Redbud Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Also Mapped Here | GARRARD CO WATER ASSOC INC |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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