148 Red Clover Dr, Sandpoint, ID 83864 Property Records

Bonner County property record for 148 Red Clover Dr, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,196 sqft · built 1992
Lot Size	0.465 acres (20,255 sqft)
Owner	2 Individual Names on Record
Tax Bill	$990 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RP0081700011A0A`

Property Details

APN / Parcel Number

Primary APN	`RP0081700011A0A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,196 sqft Finished Area
1st Floor Area	1,196 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,255 sqft (0.465 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	148 RED CLOVER DR
City	SANDPOINT
State	ID
Zip	83864-8806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Description	6-57N-1W RED CLOVER LOTS 1ST ADD REPLAT LOT 11A
Legal Range	01W
Legal Township	57N
Legal Section	06
Legal Subdivision	RED CLOVER
Legal Lot Number	11A
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	1
Census Block	1003
Census Tract	950203

Owner

Source: Bonner County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	148 RED CLOVER DR, SANDPOINT, ID 83864-8806
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	148 RED CLOVER DR, SANDPOINT, ID 83864-8806
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH IDAHO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	967794
Date	Oct 15, 2020
Instrument	967794

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of August 22, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$366,090 (-)	$366,090 (-)
2025	$990.00 (+5.21%) Homeowner's exemption	$366,090 (+1.7%) Land $146,110 Building $219,980	$366,090 (+1.7%) Land $146,110 Building $219,980
2023	$941.00 Homeowner's exemption	$359,987 Land $146,110 Building $213,877	$359,987 Land $146,110 Building $213,877

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	9 units insured incl. 8 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Vyve Broadband Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
MountainLink Fixed Wireless	250 / 50
Intermax Networks Fixed Wireless	100 / 20

May also be available: Kaniksu Internet, Ting.

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