Middlesex County and Wakefield Town property record for 148 Prospect St, Wakefield, MA 01880
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 4,236 sqft · built 1955 |
| Lot Size | 0.21 acres (9,169 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,066,000 (Mar 2023) |
| Tax Bill | $11,745 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Apr 2020 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WAKE M:000004 B:0018 P:00021A |
| Primary APN | WAKE M:000004 B:0018 P:00021A |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,236 sqft Living Area |
| Gross Area | 4,837 sqft |
| Basement Area | 1,389 sqft |
| Unfinished Basement | 347 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,169 sqft (0.21 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 4001 |
|---|---|
| Street Address | 148 PROSPECT ST |
| City | WAKEFIELD |
| State | MA |
| Zip | 01880-2127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Block | 18 |
| Jurisdiction | WAKEFIELD MA |
| Township / Civil Division | WAKEFIELD |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 335200 |
Source: Middlesex County and Wakefield Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 148 PROSPECT ST, WAKEFIELD, MA 01880-2127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage WASHINGTON TRUST MORTGAGE CO |
| Apr 15, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC |
| Jan 24, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Oct 17, 2018 | Quit Claim Deed, Transfer FIRST REPUBLIC BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2023 · Amount on Record |
| Deed Sale | Mar 31, 2023 · Amount on Record |
| Prior Sale | Oct 17, 2018 · Amount on Record |
| Deed Book / Page | 81384 / 6 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Recording Date | Mar 31, 2023 |
| Property Address | 148 PROSPECT ST, WAKEFIELD, MA 01880-2127 |
| Document Number | 00081384-6 |
| Book / Page | 81384 / 6 |
| Instrument Date | Mar 31, 2023 |
| Instrument | 32176 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 148 PROSPECT ST, WAKEFIELD, MA 01880-2127 |
| Document Number | 0000032177 |
|---|---|
| Date | Mar 31, 2023 |
| Instrument | 32177 |
| Name | WASHINGTON TRUST MORTGAGE CO |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Property Address | 148 PROSPECT ST, WAKEFIELD, MA 01880-2127 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 074475-562 |
|---|---|
| Date | Apr 15, 2020 |
| Book Page | 74475/562 |
| Instrument | 55822 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Recording Date | Jan 24, 2019 |
| Property Address | 148 PROSPECT ST, WAKEFIELD, MA 01880-2127 |
| Document Number | 72156-482 |
| Book / Page | 072156 / 000482 |
| Instrument Date | Jan 6, 2019 |
| Instrument | 9772 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 148 PROSPECT ST WAKEFIELD MA 018802127, WAKEFIELD, MA 01880-2127 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Recording Date | Oct 17, 2018 |
| Property Address | 148 PROSPECT ST, WAKEFIELD, MA 01880-2127 |
| Document Number | 071757-178 |
| Book / Page | 71757 / 178 |
| Instrument | 159689 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $82.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0717570181 |
|---|---|
| Date | Oct 17, 2018 |
| Instrument | 71757/0181 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 17, 2048 |
| Rate | 4.05% |
|---|---|
| Max Rate At Change | 10.1% |
| Max Rate | 2.5% |
Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Wakefield Town |
| Unified School District | Wakefield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,745.00 (+5.93%) | $1,034,800 (+5%) Land $393,400 Building $641,400 | $1,209,635 (+8.56%) |
| 2024 | $11,087.00 (+2.75%) | $985,500 (+7.13%) Land $374,600 Building $610,900 | $1,114,255 |
| 2023 | $10,790.00 | $919,900 Land $349,700 Building $570,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 7 (1978–2014) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Dec 2014 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAKEFIELD WATER DEPT serves 27,090 people · EPA ID MA3305000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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