Middlesex County and Wakefield Town property record for 145 Prospect St, Wakefield, MA 01880
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 3,691 sqft · built 1920 |
| Lot Size | 0.338 acres (14,736 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $575,900 (Dec 2013) |
| Tax Bill | $12,932 (2025) |
| Deeds & Mortgages | Oct 2021 Refinance Feb 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | WAKE M:000004 B:0150 P:0000K4 |
| Primary APN | WAKE M:000004 B:0150 P:0000K4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,691 sqft Living Area |
| Gross Area | 6,170 sqft |
| Basement Area | 2,124 sqft |
| Unfinished Basement | 1,699 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,736 sqft (0.338 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 3210 |
|---|---|
| Street Address | 145 PROSPECT ST |
| City | WAKEFIELD |
| State | MA |
| Zip | 01880-2126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Block | 150 |
| Jurisdiction | WAKEFIELD MA |
| Township / Civil Division | WAKEFIELD |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 335200 |
Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 145 PROSPECT ST, WAKEFIELD, MA 01880-2126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 15, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA |
| Feb 2, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 30, 2013 · Amount on Record |
| Deed Sale | Dec 30, 2013 · Amount on Record |
| Prior Sale | May 1, 2013 · Amount on Record |
| Deed Book / Page | 63122 / 118 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Property Address | 145 PROSPECT ST, WAKEFIELD, MA 01880-2126 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 078917-490 |
|---|---|
| Date | Oct 15, 2021 |
| Book Page | 78917/490 |
| Instrument | 226672 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Property Address | 145 PROSPECT ST, WAKEFIELD, MA 01880-2126 |
| Document Number | 72240-181 |
| Instrument Date | Feb 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2019 |
| Name | Verified Name |
|---|---|
| Address | 145 PROSPECT ST WAKEFIELD MA 018802126, WAKEFIELD, MA 01880-2126 |
| Document Number | 72240-181 |
|---|---|
| Date | Feb 19, 2019 |
| Book Page | 072240/000181 |
| Instrument | 20272 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 18, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Wakefield Town |
| Unified School District | Wakefield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,932.00 (+5.91%) | $1,139,400 (+4.98%) Land $425,700 Building $713,700 | $1,123,375 (+4.66%) |
| 2024 | $12,210.00 (+2.76%) | $1,085,300 (+7.14%) Land $405,500 Building $679,800 | $1,073,310 |
| 2023 | $11,882.00 | $1,013,000 Land $378,400 Building $634,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 7 (1978–2014) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Dec 2014 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAKEFIELD WATER DEPT serves 27,090 people · EPA ID MA3305000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Radiate Holdings Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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