148 Mount Horeb Rd, Warren, NJ 07059 Property Records

Somerset County and Warren Township property record for 148 Mount Horeb Rd, Warren, NJ 07059

Property Summary

Property Type	Single Family Home
Details	4,157 sqft · built 2004
Lot Size	1.7 acres (74,052 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,140,000 (Oct 2004)
Tax Bill	$21,296 (2025)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-00056-0000-00004-05`

Property Details

APN / Parcel Number

Primary APN	`20-00056-0000-00004-05`
Alternative APNs	`20000560000000040005` `00015830`

Interior

Stories	2 Stories
Building Area	4,157 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Frame
Lot Area	74,052 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Account Number	00015830
Street Address	148 MOUNT HOREB RD
City	WARREN
State	NJ
Zip	07059-5545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R65
Legal Description	INCL BLK 56 LOTS 4-05 & 4-06
Legal Block	56
Legal Lot Number	4.5
Jurisdiction	SOMERSET NJ
Township / Civil Division	WARREN
Census Block Group	1
Census Block	1000
Census Tract	52203

Owner

Source: Somerset County and Warren Township records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	148 MOUNT HOREB RD, WARREN, NJ 07059-5545
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2004 · Amount on Record
Deed Sale	Oct 26, 2004 · Amount on Record
Prior Sale	Aug 4, 1999 · Amount on Record
Deed Book / Page	5663 / 2282
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	148 MOUNT HOREB RD, WARREN, NJ 07059-5545
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	ACRES LAND TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071773
Date	Dec 13, 2021
Book Page	7408/3774
Instrument	2021071773

Lender

Name	SOMERSET SAVINGS BANK SLA
Type	Bank
Address	BARNEGAT, NJ 08005

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Somerset County and Warren Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Warren Township
Elementary School District	Warren Township School District (KG - 08)
Secondary School District	Watchung Hills Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,298,800 (+6.85%) Land $426,500 Building $872,300	$1,298,800 (+6.85%) Land $426,500 Building $872,300
2025	$21,296.00 (+3.05%)	$1,215,500 (+15.96%) Land $403,300 Building $812,200	$1,215,500 (+15.96%) Land $403,300 Building $812,200
2024	$20,666.00 (+3.4%)
2023		$1,048,200 Land $338,800 Building $709,400	$1,048,200 Land $338,800 Building $709,400
2022	$19,987.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	8 (1979–2011)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Nov 2011 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20