Somerset County and Warren Township property record for 145 Mount Horeb Rd, Warren, NJ 07059
| Property Type | Single Family Home |
|---|---|
| Details | 3,968 sqft · built 1960 |
| Lot Size | 1.7 acres (74,052 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $13,468 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-00051-0000-00002 |
| Primary APN | 20-00051-0000-00002 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,968 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Frame |
| Lot Area | 74,052 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 00015020 |
|---|---|
| Street Address | 145 MOUNT HOREB RD |
| City | WARREN |
| State | NJ |
| Zip | 07059-5505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R65 |
| Legal Block | 51 |
| Legal Lot Number | 2 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | WARREN |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 52204 |
145 Mount Horeb Rd is owned and occupied by an individual who acquired it in April 2022.
Source: Somerset County and Warren Township records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 145 MOUNT HOREB RD, WARREN, NJ 07059-5505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 6, 2026 | Deed of Trust, Mortgage · Line of Credit P N C BANK NA |
| May 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 22, 2022 |
| Transfer Doc | 0000018679 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | May 6, 2026 |
| Property Address | 145 MOUNT HOREB RD, WARREN, NJ 07059-5505 |
| Document Number | 0000012682 |
| Book / Page | 7679 / 3406 |
| Instrument Date | Apr 25, 2026 |
| Instrument | 202612682 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant, 269 |
| Address | 145 MOUNT HOREB RD, WARREN, NJ 07059-5505 |
| Document Number | 0000012682, |
|---|---|
| Date | May 6, 2026 |
| Book Page | 7679/3406 |
| Instrument | 202612682 |
| Name | P N C BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | May 1, 2066 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 145 MOUNT HOREB RD, WARREN, NJ 07059-5505 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2021 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|
| Document Number | 0000033871 |
|---|---|
| Date | May 28, 2021 |
| Book Page | 7348/260 |
| Instrument | 2021033871 |
| Name | LADERA LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | LADERA RANCH, CA 92694 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Mar 1, 2051 |
The 2025 property tax bill for 145 Mount Horeb Rd was $13,468, up 3.3% from the year before.
Source: Somerset County and Warren Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Warren Township |
| Elementary School District | Warren Township School District (KG - 08) |
| Secondary School District | Watchung Hills Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $816,800 (+6.26%) Land $341,200 Building $475,600 | $816,800 (+6.26%) Land $341,200 Building $475,600 | |
| 2025 | $13,468.00 (+3.31%) | $768,700 Land $322,600 Building $446,100 | $768,700 Land $322,600 Building $446,100 |
| 2024 | $13,036.00 | ||
| 2023 | $660,600 Land $271,000 Building $389,600 | $660,600 Land $271,000 Building $389,600 | |
| 2022 | $12,599.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 145 Mount Horeb Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 6 (2011–2024) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 145 Mount Horeb Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures