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148 Madera Dr, Winter Haven, FL 33880 Property Records

Polk County property record for 148 Madera Dr, Winter Haven, FL 33880

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,101 sqft · built 1996
Lot Size0.345 acres (15,006 sqft)
Owner2 Individual Names on Record
Last Sale$65,000 (Dec 1996)
Tax Bill$226 (2025)
Deeds & MortgagesMar 2021 Transfer
Apr 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN26-29-18-689950-000240

Property Details

APN / Parcel Number

Primary APN26-29-18-689950-000240
Alternative APNs
  • 182926689950000240
  • 82926000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,101 sqft Living Area
Gross Area1,461 sqft
1st Floor Area1,101 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area15,006 sqft (0.345 acres)
Lot Dimensions172 ft deep x 87 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area360 sqft
PorchUnfinished Open Porch
Porch Area39 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address148 MADERA DR
CityWINTER HAVEN
StateFL
Zip33880-5678
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMADERA PARK SUBDIVISION PB 89 PGS 50 & 51 LYING IN A PORTION OF SECS 18 & 19 T29 R26 LOT 24
Legal Range26E
Legal Township29S
Legal Section18
Legal SubdivisionMADERA PARK SUBDIVISION
Legal Tract689950
Legal Block1
Legal Lot Number2
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1002
Census Tract14501

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address148 MADERA DR, WINTER HAVEN, FL 33880-5678
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Apr 16, 2018Deed of Trust, Mortgage · Conventional Mortgage
DITECH FIN'L

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 26, 1996 · Amount on Record
Deed SaleDec 26, 1996 · Amount on Record
Prior SaleDec 26, 1996 · Amount on Record
Deed Book / Page3773 / 1878
Last Transfer DateFeb 5, 2021
Transfer Doc0000078230
Record UpdatedSep 20, 2026

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateMar 29, 2021
Property Address148 MADERA DR, WINTER HAVEN, FL 33880-5678
Document Number0000078230
Book / Page11641 / 240
Map ReferenceMB 89 PG 50-51
Instrument DateFeb 5, 2021
Instrument2021078230
Transaction TypeTransfer
Record UpdatedDec 23, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address148 MADERA DR, WINTER HAVEN, FL 33880-5678

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address148 MADERA DR, WINTER HAVEN, FL 33880-5678
Document Number0104642171
Instrument DateApr 16, 2018
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address148 MADERA DR WINTER HAVEN FL 338805678, WINTER HAVEN, FL 33880-5678

Mortgage

Document Number0104642171
DateApr 25, 2018
Book Page010464/002171
Instrument88220
Lender
NameDITECH FIN'L
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueApr 24, 2038

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$226.00 (-67.15%) Homeowner's exemption$42,537 (+5.99%)$142,852 (-1.17%) Land $15,000 Building $127,852
2023$688.00 (+7%) Homeowner's exemption$40,134 (+3%)$144,544 (+12.41%) Land $14,500 Building $130,044
2022$643.00 Homeowner's exemption$38,965$128,586 Land $12,000 Building $116,586

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims3 (2004–2022)
Most Recent ClaimSep 2022 · rainfall accumulation
Claims by Event
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 78% of the US · above 66% of Florida
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF EAGLE LAKE
serves 2,600 people · EPA ID FL6530492
Water SourceGroundwater
Last State InspectionDec 2024
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

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