Polk County property record for 140 Madera Dr, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,058 sqft · built 1996 |
| Lot Size | 0.345 acres (15,006 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $65,000 (Mar 1997) |
| Tax Bill | $221 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-18-689950-000200 |
| Primary APN | 26-29-18-689950-000200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,058 sqft Living Area |
| Gross Area | 1,448 sqft |
| 1st Floor Area | 1,058 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 15,006 sqft (0.345 acres) |
| Lot Dimensions | 172 ft deep x 87 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 390 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 52 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|
| Street Address | 140 MADERA DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-5678 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MADERA PARK SUBDIVISION PB 89 PGS 50 & 51 LYING IN A PORTION OF SECS 18 & 19 T29 R26 LOT 20 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 18 |
| Legal Subdivision | MADERA PARK SUBDIVISION |
| Legal Tract | 689950 |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 14501 |
Source: Polk County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 140 MADERA DR, WINTER HAVEN, FL 33880-5678 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 21, 2021 | Deed of Trust, Mortgage MIDFLORIDA CU |
| Dec 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 5, 1997 · Amount on Record |
| Deed Sale | Mar 5, 1997 · Amount on Record |
| Prior Sale | Feb 17, 1997 · Amount on Record |
| Deed Book / Page | 3805 / 314 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 140 MADERA DR, WINTER HAVEN, FL 33880-5678 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000160577 |
|---|---|
| Date | Jun 21, 2021 |
| Book Page | 11769/836 |
| Instrument | 2021160577 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Amount | Amount Recorded |
|---|---|
| Term | 61 Months |
| Due | Jul 1, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 140 MADERA DR, WINTER HAVEN, FL 33880-5678 |
| Document Number | 0110970033 |
| Instrument Date | Dec 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 140 MADERA DR WINTER HAVEN FL 338805678, WINTER HAVEN, FL 33880-5678 |
| Document Number | 0110970033 |
|---|---|
| Date | Jan 6, 2020 |
| Book Page | 011097/000033 |
| Instrument | 2192 |
| Name | MIDFLORIDA CU |
|---|---|
| Address | LAKELAND, FL 33802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 5, 2030 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $43,242 (+2.7%) | $138,368 (-2.17%) Land $15,000 Building $123,368 | |
| 2025 | $221.00 (-37.75%) Homeowner's exemption | $42,105 (+5.99%) | $141,436 (-1.1%) Land $15,000 Building $126,436 |
| 2023 | $355.00 (+13.06%) Homeowner's exemption | $39,726 (+3%) | $143,004 (+12.91%) Land $14,500 Building $128,504 |
| 2022 | $314.00 Homeowner's exemption | $38,569 | $126,654 Land $12,000 Building $114,654 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (2004–2022) |
| Most Recent Claim | Sep 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 78% of the US · above 66% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF EAGLE LAKE serves 2,600 people · EPA ID FL6530492 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
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