140 Lower Main St, Matawan, NJ 07747 Property Records

Monmouth County and Aberdeen Township property record for 140 Lower Main St, Matawan, NJ 07747

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,154 sqft · built 1945
Lot Size0.123 acres (5,358 sqft)
OwnerIndividual Name on Record
Last Sale$275,000 (Feb 2021)
Tax Bill$6,536 (2025)
Deeds & MortgagesSep 2023 Second Mortgage
Feb 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN01-00254-0000-00008

Property Details

APN / Parcel Number

Primary APN01-00254-0000-00008
Alternative APN
  • 010025400008

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,154 sqft Living Area
1st Floor Area2,154 sqft
Basement Area1,235 sqft

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof TypeGable
Roof MaterialOther
Lot Area5,358 sqft (0.123 acres)
Lot Dimensions94 ft deep x 57 ft wide

Exterior Amenities

PorchOpen Porch
Patio Area336 sqft
Shed1 Shed
Shed Area128 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
SewerConnected

Location & Zoning

Street Address140 LOWER MAIN ST
CityMATAWAN
StateNJ
Zip07747-1040
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMF0
Legal DescriptionLOT 7
Legal Block254
Legal Lot Number8
JurisdictionMONMOUTH NJ
Township / Civil DivisionABERDEEN
Census Block Group3
Census Block3032
Census Tract802700

Owner

Source: Monmouth County and Aberdeen Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address140 LOWER MAIN ST, MATAWAN, NJ 07747-1040
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
CENTRAL JERSEY FEDERAL CU
Feb 8, 2021Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Feb 8, 2021Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 8, 2021 · Amount on Record
Deed SaleFeb 8, 2021 · Amount on Record
Prior SaleOct 25, 2000 · Amount on Record
Deed Document Number202121090
Deed Book / Page9480 / 4570
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address140 LOWER MAIN ST, MATAWAN, NJ 07747-1040
Transaction TypeMortgage
Record UpdatedOct 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0096613822
DateSep 27, 2023
Book Page9661/3822
Instrument2023067364
Lender
NameCENTRAL JERSEY FEDERAL CU
TypeCredit Union
AddressWOODBRIDGE, NJ 07095
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueOct 1, 2033

February 2021: Deed, Transfer

Document TypeDeed
JurisdictionMONMOUTH NJ
Recording DateFeb 8, 2021
Property Address140 LOWER MAIN ST, MATAWAN, NJ 07747-1040
Document Number0094804570
Book / Page9480 / 4570
Instrument DateDec 30, 2020
Instrument2021021090
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanySHEPHERD TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,520.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address389 MIDDLE RD, 389, HAZLET, NJ 07730-2439

Transferred To (Grantee/Buyer)

NameVerified Name
Address140 LOWER MAIN ST, MATAWAN, NJ 07747-1040

Mortgage

Document Number2021021091
DateFeb 8, 2021
Instrument2021021091
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051

February 2021: Deed, Transfer

Document TypeDeed
JurisdictionMONMOUTH NJ
Recording DateFeb 8, 2021
Property Address140 LOWER MAIN ST, MATAWAN, NJ 07747-1040
Document Number0094804570
Book / Page9480 / 4570
Instrument DateDec 30, 2020
Instrument2021021090
Transaction TypeTransfer
Record UpdatedNov 2, 2021
Title CompanySHEPHERD TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,520.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address389 MIDDLE RD, 389, HAZLET, NJ 07730-2439

Transferred To (Grantee/Buyer)

NameVerified Name
Address140 LOWER MAIN ST, MATAWAN, NJ 07747-1040

Mortgage

Document Number2021021091
DateFeb 8, 2021
Instrument2021021091
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Monmouth County and Aberdeen Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionAberdeen Township
Unified School DistrictMatawan-Aberdeen Regional School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$336,900 (+0.57%) Land $127,100 Building $209,800$336,900 (+0.57%) Land $127,100 Building $209,800
2025$6,536.00 (-2.35%)$335,000 (+2.63%) Land $127,100 Building $207,900$335,000 (+2.63%) Land $127,100 Building $207,900
2024$6,693.00 (-13.83%)
2023$326,400 Land $127,100 Building $199,300$326,400 Land $127,100 Building $199,300
2022$7,767.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemABERDEEN- HIGH SCHOOL/OAKSHADE AREA
serves 2,123 people · EPA ID NJ1330003
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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