Effingham County property record for 148 Knotty Pine Cir, Springfield, GA 31329 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,184 sqft · built 2006 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Oct 2019) |
| Tax Bill | $1,915 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Jul 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0428C-154-000 |
| Primary APN | 0428C-154-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,184 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Vinyl |
| Roof Type | Shed Roof |
| Roof Material | Composition Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Area | 180 sqft |
| Porch | Slab |
| Porch Area | 75 sqft |
| Deck Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 15476 |
|---|---|
| Street Address | 148 KNOTTY PINE CIR |
| City | SPRINGFIELD |
| State | GA |
| Zip | 31329-5124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .28 AC LOT 154 (OUT 428-17) |
| Legal Subdivision | SHADOWBROOK |
| Legal Phase | 3A |
| Legal Block | 3A |
| Legal Lot Number | 154 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | GUYTON-SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 30205 |
Source: Effingham County records · APN 0428C-154-000
Assessment roll updated December 22, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 148 KNOTTY PINE CIR, SPRINGFIELD, GA 31329-5124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2026 | Deed of Trust, Mortgage · Line of Credit GEORGIA HERITAGE FEDERAL CREDIT UNION |
| Jul 27, 2023 | Deed of Trust, Mortgage · Line of Credit GEORGIA HERITAGE FEDERAL CREDIT UNION |
| Nov 01, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CONSUMER REAL ESTATE FINANCE |
| Oct 16, 2019 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 16, 2019 · Amount on Record |
| Deed Sale | Oct 16, 2019 · Amount on Record |
| Prior Sale | Apr 19, 2016 · Amount on Record |
| Deed Document Number | 20192797 |
| Deed Book / Page | 2554 / 429 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jun 24, 2026 |
| Property Address | 148 KNOTTY PINE CIR, SPRINGFIELD, GA 31329-5124 |
| Document Number | 0000000554 |
| Book / Page | 3052 / 591 |
| Instrument Date | May 29, 2026 |
| Instrument | 2026554 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2026 |
| Name | Verified Name |
|---|---|
| Address | 148 KNOTTY PINE CIR, SPRINGFIELD, GA 31329-5124 |
| Document Number | 0000000554, |
|---|---|
| Date | Jun 24, 2026 |
| Book Page | 3052/591 |
| Instrument | 2026554 |
| Name | GEORGIA HERITAGE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 01, 2041 |
| Rate | 5.64% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 148 KNOTTY PINE CIR, SPRINGFIELD, GA 31329-5124 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 148 KNOTTY PINE CIR, SPRINGFIELD, GA 31329-5124 |
| Document Number | 0000002862/0000000623 |
|---|---|
| Date | Jul 27, 2023 |
| Book Page | 0000002862/0000000623 |
| Instrument | D2023006279 |
| Name | GEORGIA HERITAGE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 148 KNOTTY PINE CIR, SPRINGFIELD, GA 31329-5124 |
| Transaction Type | Mortgage |
| Record Updated | Jul 01, 2021 |
| Name | Verified Name |
|---|---|
| Address | 148 KNOTTY PINE CIR, SPRINGFIELD, GA 31329-5124 |
| Document Number | 0000002554/0000000431 |
|---|---|
| Date | Nov 01, 2019 |
| Book Page | 0000002554/0000000431 |
| Instrument | 009208 |
| Name | CONSUMER REAL ESTATE FINANCE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Oct 16, 2019 |
| Property Address | 148 KNOTTY PINE CIR, SPRINGFIELD, GA 31329-5124 |
| Document Number | 002554/429 |
| Book / Page | 2554 / 429 |
| Instrument Date | Oct 16, 2019 |
| Instrument | 2019-002797 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 233 HITCHING POST CRES, BLUFFTON, SC 29910-5898 |
Source: Effingham County records · Assessment roll updated December 22, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,915.00 (+10.44%) Homeowner's exemption | $103,555 (+9.46%) Land $22,800 Building $80,755 | $258,888 (+9.46%) Land $57,000 Building $201,888 |
| 2024 | $1,734.00 (+7.64%) Homeowner's exemption | $94,606 (+39.3%) Land $22,800 Building $71,806 | $236,515 (+39.3%) Land $57,000 Building $179,515 |
| 2022 | $1,611.00 Homeowner's exemption | $67,915 Land $15,200 Building $52,715 | $169,787 Land $38,000 Building $131,787 |
Source: FEMA National Flood Hazard Layer, Effingham County (13103C), updated October 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131030302051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 14 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 3 (2024) |
| Most Recent Claim | Aug 2024, river or lake flooding, Tropical Storm Debby |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 40% of the US · above 26% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 1,493 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 167 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: Uniti Group, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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