146 Knotty Pine Cir, Springfield, GA 31329 Property Records

Effingham County property record for 146 Knotty Pine Cir, Springfield, GA 31329 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,501 sqft · built 2016
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Jan 2020)
Tax Bill	$3,761 (2025)
Deeds & Mortgages	May 2026 Mortgage Aug 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0428C-155-000`

Property Details

APN / Parcel Number

Primary APN	`0428C-155-000`
Alternative APNs	`0428C155` `15477`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,501 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2017
Exterior Material	Vinyl
Roof Type	Gambrel
Roof Material	Fiberglass
Lot Area	12,197 sqft (0.28 acres)
Garage Area	400 sqft
Porch	Slab
Porch Area	78 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	15477
Street Address	146 KNOTTY PINE CIR
City	SPRINGFIELD
State	GA
Zip	31329-5124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.28 AC LOT 155 (OUT 428-17)
Legal Subdivision	SHADOWBROOK
Legal Phase	3A
Legal Block	IIIA
Legal Lot Number	155
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	1
Census Block	1007
Census Tract	30205

Owner

Source: Effingham County records · APN 0428C-155-000

Assessment roll updated December 22, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	146 KNOTTY PINE CIR, SPRINGFIELD, GA 31329-5124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Aug 28, 2024	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Oct 10, 2023	Deed of Trust, Mortgage · Conventional Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Jan 19, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERIS BANK
Mar 24, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES
Jan 31, 2020	Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 31, 2020 · Amount on Record
Deed Sale	Jan 31, 2020 · Amount on Record
Prior Sale	Jan 17, 2017 · Amount on Record
Deed Document Number	2020286
Deed Book / Page	2571 / 930
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Recording Date	May 15, 2026
Property Address	146 KNOTTY PINE CIR, SPRINGFIELD, GA 31329-5124
Document Number	0000003044/0000000105
Book / Page	3044 / 105
Instrument Date	May 05, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 KNOTTY PINE CIR, SPRINGFIELD, GA 31329-5124

Mortgage

Document Number	3044000105,
Date	May 15, 2026
Book Page	3044/105

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Amount	Amount Recorded
Term	300 Months
Due	May 01, 2051

Interest

Rate	6.37%
Max Rate	-1%

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	146 KNOTTY PINE CIR, SPRINGFIELD, GA 31329-5124
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 KNOTTY PINE CIR, SPRINGFIELD, GA 31329-5124

Mortgage

Document Number	0000002928/0000000326
Date	Aug 28, 2024
Book Page	0000002928/0000000326
Instrument	D2024006540

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Jan 01, 2051

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	146 KNOTTY PINE CIR, SPRINGFIELD, GA 31329-5124
Transaction Type	Mortgage
Record Updated	Nov 03, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 KNOTTY PINE CIR, SPRINGFIELD, GA 31329-5124

Mortgage

Document Number	0000002875/0000000036
Date	Oct 10, 2023
Book Page	0000002875/0000000036

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jan 01, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	146 KNOTTY PINE CIR, SPRINGFIELD, GA 31329-5124
Transaction Type	Mortgage
Record Updated	Aug 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002386/201
Date	Jan 19, 2017
Book Page	2386/201
Instrument	000492

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2047

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	146 KNOTTY PINE CIR, SPRINGFIELD, GA 31329-5124
Transaction Type	Mortgage
Record Updated	Aug 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 KNOTTY PINE CIR, SPRINGFIELD, GA 31329-5124

Mortgage

Document Number	0000002673/0000000892
Date	Mar 24, 2021
Book Page	0000002673/0000000892
Instrument	003422

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jan 31, 2020
Property Address	146 KNOTTY PINE CIR, SPRINGFIELD, GA 31329-5124
Document Number	002571/930
Book / Page	2571 / 930
Instrument Date	Jan 31, 2020
Instrument	2020-000286
Transaction Type	Transfer
Record Updated	Aug 03, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 KNOTTY PINE CIR, SPRINGFIELD, GA 31329-5124

Mortgage

Document Number	0000002571/0000000932
Date	Feb 04, 2020
Book Page	0000002571/0000000932
Instrument	001051

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2050

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated December 22, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,761.00 (+14.49%)	$110,122 (+7.4%) Land $22,800 Building $87,322	$275,306 (+7.4%) Land $57,000 Building $218,306
2024	$3,285.00 (+23.82%)	$102,532 (+27.63%) Land $22,800 Building $79,732	$256,330 (+27.63%) Land $57,000 Building $199,330
2022	$2,653.00	$80,334 Land $15,200 Building $65,134	$200,835 Land $38,000 Building $162,835

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (13103C), updated October 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131030302051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 14 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	Aug 2024, river or lake flooding, Tropical Storm Debby
Claims By Storm	Tropical Storm Debby, Aug 2024 · 3 claims

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 26% of Georgia
Wildfire Likelihood	About 1 in 1,493 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 167 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Uniti Group, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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