148 Hill St, Granite Falls, NC 28630 Property Records

Caldwell County property record for 148 Hill St, Granite Falls, NC 28630

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,499 sqft · built 2002
Lot Size	0.136 acres (5,915 sqft)
Owner	2 Individual Names on Record
Last Sale	$212,000 (Aug 2016)
Tax Bill	$2,262 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08 12 2 40`

Property Details

APN / Parcel Number

Primary APN	`08 12 2 40`
Alternative APN	`166673`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,499 sqft Heated Area
Gross Area	3,677 sqft
1st Floor Area	999 sqft
Upper Floors Area	500 sqft
Basement Area	999 sqft
Finished Basement	999 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2005
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,915 sqft (0.136 acres)
Lot Dimensions	91 ft deep x 65 ft wide
Garage Type	Finished
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	28 sqft
Deck Area	448 sqft
Patio Area	262 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	166673
Street Address	148 HILL ST
City	GRANITE FALLS
State	NC
Zip	28630-1640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1967 PG 1323 YR 19 ST 530.00
Legal Subdivision	FALLS
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	3
Census Block	3017
Census Tract	31302

Owner

Source: Caldwell County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	148 HILL ST, GRANITE FALLS, NC 28630-1640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2016 · Amount on Record
Deed Sale	Aug 5, 2016 · Amount on Record
Prior Sale	Mar 24, 2003 · Amount on Record
Deed Book / Page	1901 / 1417
Record Updated	Sep 20, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Jul 23, 2019
Property Address	148 HILL ST, GRANITE FALLS, NC 28630-1640
Document Number	0010034955
Book / Page	001967 / 001323
Instrument Date	Jul 23, 2019
Instrument	10034955
Transaction Type	Transfer
Record Updated	Aug 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	148 HILL ST GRANITE FALLS NC 286301640, GRANITE FALLS, NC 28630-1640

Mortgage

Document Number	10034956
Date	Jul 23, 2019
Book Page	001967/001325
Instrument	10034956

Lender

Name	HOMESIDE FIN'L
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2049

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of July 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Granite Falls Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,262.00 (+72.15%)	$356,200 (+69.54%) Land $13,500 Building $342,700	$356,200 (+69.54%) Land $13,500 Building $342,700
2023		$210,100 (-) Land $13,500 Building $196,600	$210,100 (-) Land $13,500 Building $196,600
2022	$1,314.00	$210,100 Land $13,500 Building $196,600	$210,100 Land $13,500 Building $196,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GRANITE FALLS serves 7,318 people · EPA ID NC0114030
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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