140 Hill St, Granite Falls, NC 28630 Property Records

Caldwell County property record for 140 Hill St, Granite Falls, NC 28630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,634 sqft · built 2003
Lot Size	0.13 acres (5,665 sqft)
Owner	2 Individual Names on File
Last Sale	$318,000 (Oct 2021)
Tax Bill	$1,988 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08 12 2 36`

Property Details

APN / Parcel Number

Primary APN	`08 12 2 36`
Alternative APN	`173017`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,634 sqft Heated Area
Gross Area	4,276 sqft
1st Floor Area	952 sqft
Upper Floors Area	820 sqft
Basement Area	1,414 sqft
Finished Basement	880 sqft
Unfinished Basement	534 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,665 sqft (0.13 acres)
Lot Dimensions	103 ft deep x 55 ft wide
Garage Type	Finished
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Deck Area	480 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	173017
Street Address	140 HILL ST
City	GRANITE FALLS
State	NC
Zip	28630-1640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2037 PG 1200 YR 21 ST 636.00
Legal Subdivision	FALLS
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	3
Census Block	3017
Census Tract	31302

Owner

140 Hill St is owned and occupied by two individuals who bought it in October 2021.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	140 HILL ST, GRANITE FALLS, NC 28630-1640
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Oct 1, 2020	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2021 · Amount on File
Deed Sale	Oct 19, 2021 · Amount on File
Prior Sale	Oct 1, 2020 · Amount on File
Deed Document Number	202110064168
Deed Book / Page	2037 / 1200
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Oct 19, 2021
Property Address	140 HILL ST, GRANITE FALLS, NC 28630-1640
Document Number	0020371200
Book / Page	2037 / 1200
Map Reference	MB 20 PG 86
Instrument Date	Oct 18, 2021
Instrument	10064168
Transaction Type	Transfer
Record Updated	Jul 27, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$636.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	140 HILL ST, GRANITE FALLS, NC 28630-1640

Mortgage

Document Number	0010064169
Date	Oct 19, 2021
Instrument	10064169

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Oct 1, 2020
Property Address	140 HILL ST, GRANITE FALLS, NC 28630-1640
Document Number	0010048833
Book / Page	002000 / 000138
Instrument Date	Oct 1, 2020
Instrument	10048833
Transaction Type	Transfer
Record Updated	Oct 26, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$532.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	140 HILL ST GRANITE FALLS NC 286301640, GRANITE FALLS, NC 28630-1640

Mortgage

Document Number	10048834
Date	Oct 1, 2020
Book Page	002000/000140
Instrument	10048834

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 140 Hill St was $1,988, down 25.8% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Granite Falls Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,988.00 (-25.77%)	$422,300 (-) Land $12,300 Building $410,000
2025	$2,678.00	$422,300 Land $12,300 Building $410,000	$422,300 Land $12,300 Building $410,000
2023		$251,500 (-) Land $12,300 Building $239,200	$251,500 (-) Land $12,300 Building $239,200
2022	$1,570.00	$251,500 Land $12,300 Building $239,200	$251,500 Land $12,300 Building $239,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 140 Hill St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 140 Hill St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GRANITE FALLS serves 7,318 people · EPA ID NC0114030
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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