148 E Vince St, Mountain House (Tracy), CA 95391 Property Records

San Joaquin County property record for 148 E Vince St, Mountain House, CA 95391

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,271 sqft · built 2020
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Company Names on Record
Last Sale	$718,000 (Dec 2020)
Tax Bill	$14,129 (2026)
Deeds & Mortgages	Dec 2023 Transfer Oct 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`262-380-400-000`

Property Details

APN / Parcel Number

Primary APN	`262-380-400-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,271 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	3,920 sqft (0.09 acres)
Garage Type	Detached
Garage Area	476 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	148 E VINCE ST
City	TRACY
State	CA
Zip	95391-8241
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 86 MOUNTAIN HOUSE NEIGHBORHOOD A UNIT NO. 1,
Legal Subdivision	MOUNTAIN HOUSE NBRHD A UN
Legal Block	3
Legal Lot Number	86
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	3
Census Block	3021
Census Tract	5223

Owner

Source: San Joaquin County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	148 E VINCE ST, TRACY, CA 95391-8241
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Intrafamily Transfer, Transfer
Oct 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 23, 2022	Intrafamily Transfer, Transfer
Dec 31, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Dec 31, 2020	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Nov 21, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2020 · Amount on Record
Deed Sale	Dec 31, 2020 · Amount on Record
Prior Sale	Nov 21, 2019 · Amount on Record
Deed Document Number	2020186079
Last Transfer Date	Dec 28, 2023
Transfer Doc	0000109745
Record Updated	Oct 29, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 29, 2023
Property Address	148 E VINCE ST, MOUNTAIN HOUSE, CA 95391-8241
Document Number	0000109745
Map Reference	MB 43 MAP 64
Instrument Date	Dec 28, 2023
Instrument	2023-109745
Transaction Type	Transfer
Record Updated	Jan 10, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	148 E VINCE ST, MOUNTAIN HOUSE, CA 95391-8241

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	148 E VINCE ST, MOUNTAIN HOUSE, CA 95391-8241

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	148 E VINCE ST, MOUNTAIN HOUSE, CA 95391-8241
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 E VINCE ST, MOUNTAIN HOUSE, CA 95391-8241

Mortgage

Document Number	0000169486
Date	Oct 8, 2021
Instrument	2021-169486

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	1.99%
Type Change Date	Oct 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	6.99%
Index	Other
Max Rate	6.99%

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 23, 2022
Property Address	148 E VINCE ST, MOUNTAIN HOUSE, CA 95391-8241
Document Number	0000132172
Map Reference	MB 43 PG 64
Instrument Date	Nov 16, 2022
Instrument	2022-132172
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	1637 S THARPARK PL, MOUNTAIN HOUSE, CA 95391

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 31, 2020
Property Address	148 E VINCE ST, MOUNTAIN HOUSE, CA 95391-8241
Document Number	0000186080
Instrument Date	Dec 29, 2020
Instrument	186080
Transaction Type	Transfer
Record Updated	Feb 1, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	148 E VINCE ST MOUNTAIN HOUSE CA 953918241, MOUNTAIN HOUSE, CA 95391-8241

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 31, 2020
Property Address	148 E VINCE ST, MOUNTAIN HOUSE, CA 95391-8241
Document Number	0000186079
Map Reference	MB 43 PG 64
Instrument Date	Aug 5, 2020
Instrument	2020-186079
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 E VINCE ST, MOUNTAIN HOUSE, CA 95391-8241

Mortgage

Document Number	0000186081
Date	Dec 31, 2020
Instrument	2020-186081

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate	2.75%
Type Change Date	Jan 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	7.75%

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 21, 2019
Property Address	148 E VINCE ST, MOUNTAIN HOUSE, CA 95391-8241
Document Number	0000135750
Instrument Date	Jan 19, 2019
Instrument	135750
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$2,149.95
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7815 N PALM AVE #101 FRESNO CA 937115531, 101, FRESNO, CA 93711-5531
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Mountain House City
Unified School District	Lammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,129.00 (+12.36%)	$792,609 (+2%) Land $193,213 Building $599,396
2025	$12,575.00 (+4.6%)	$777,069 (+4.04%) Land $189,425 Building $587,644
2023	$12,022.00 (+2.08%) Homeowner's exemption	$746,896 Land $182,070 Building $564,826	$927,360
2022	$11,777.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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