115 E Vince St, Mountain House (Tracy), CA 95391 Property Records

San Joaquin County property record for 115 E Vince St, Mountain House, CA 95391

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,271 sqft · built 2021
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Company Names on Record
Last Sale	$829,000 (Apr 2021)
Tax Bill	$15,171 (2026)
Deeds & Mortgages	Jan 2023 Line of Credit Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`262-390-390-000`

Property Details

APN / Parcel Number

Primary APN	`262-390-390-000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,271 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	3,920 sqft (0.09 acres)
Garage Type	Detached
Garage Area	514 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	115 E VINCE ST
City	TRACY
State	CA
Zip	95391-8241
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 39 MOUNTAIN HOUSE NEIGHBORHOOD A UNIT NO. 1,
Legal Subdivision	MOUNTAIN HOUSE NBRHD A
Legal Block	3
Legal Lot Number	39
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	3
Census Block	3021
Census Tract	5223

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	220 DONALD LYNCH BLVD, MARLBOROUGH, MA 01752-4708
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2023	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Apr 15, 2021	Grant Deed, Transfer · Conventional Mortgage DIGITAL FCU
Aug 27, 2020	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2021 · Amount on Record
Deed Sale	Apr 15, 2021 · Amount on Record
Prior Sale	Aug 27, 2020 · Amount on Record
Deed Document Number	202166605
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	115 E VINCE ST, MOUNTAIN HOUSE, CA 95391-8241
Transaction Type	Mortgage
Record Updated	Jan 26, 2023
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 E VINCE ST, MOUNTAIN HOUSE, CA 95391-8241

Mortgage

Document Number	0000002763
Date	Jan 12, 2023
Instrument	2023-002763

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 4, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 15, 2021
Property Address	115 E VINCE ST, MOUNTAIN HOUSE, CA 95391-8241
Document Number	0000066605
Map Reference	MB 43 PG 64
Instrument Date	Feb 25, 2021
Instrument	2021-066605
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	115 E VINCE ST, MOUNTAIN HOUSE, CA 95391-8241

Mortgage

Document Number	0000066606
Date	Apr 15, 2021
Instrument	2021-066606

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 27, 2020
Property Address	115 E VINCE ST, MOUNTAIN HOUSE, CA 95391-8241
Document Number	0000109035
Instrument Date	Aug 24, 2020
Instrument	109035
Transaction Type	Transfer
Record Updated	Sep 18, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$2,150.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7815 N PALM AVE #101 FRESNO CA 937115531, 101, FRESNO, CA 93711-5531
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Mountain House City
Unified School District	Lammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,171.00 (+6.1%)
2025	$14,299.00 (+4.59%)	$897,118 (+262.61%) Land $308,492 Building $588,626
2023	$13,672.00 (+95.4%)	$247,403 Land $141,907 Building $105,496	$971,910
2022	$6,997.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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