148 E Cedar Dr, Kerrville, TX 78028 Property Records

Kerr County property record for 148 E Cedar Dr, Kerrville, TX 78028

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,845 sqft · built 1979
Lot Size	0.433 acres (18,898 sqft)
Owner	2 Individual Names on Record
Last Sale	$312,386 (Dec 2024)
Tax Bill	$3,742 (2026)
Deeds & Mortgages	Oct 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3180-0000-044000`

Property Details

APN / Parcel Number

Primary APN	`3180-0000-044000`
Alternative APN	`23494`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,845 sqft Living Area
Gross Area	3,197 sqft
1st Floor Area	1,845 sqft
Flooring	Tile
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,898 sqft (0.433 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Patio Area	192 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	3180-0000-044000
Street Address	148 E CEDAR DR
City	KERRVILLE
State	TX
Zip	78028-4961
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BIVOUAC ESTS LOT 44
Legal Subdivision	BIVOUAC ESTS
Legal Lot Number	44
Jurisdiction	KERR TX
Township / Civil Division	KERRVILLE
Census Block Group	1
Census Block	1035
Census Tract	960101

Owner

Source: Kerr County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	148 E CEDAR DR, KERRVILLE, TX 78028-4961
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2024 · Amount on Record
Deed Sale	Dec 26, 2024 · Amount on Record
Prior Sale	Jul 24, 2024 · Amount on Record
Deed Document Number	20247239
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERR TX
Property Address	148 E CEDAR DR, KERRVILLE, TX 78028-4961
Transaction Type	Mortgage
Record Updated	Nov 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 E CEDAR DR, KERRVILLE, TX 78028-4961

Mortgage

Document Number	0025006290
Date	Oct 30, 2025
Instrument	25-006290

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Kerr County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kerr County
Unified School District	Kerrville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,742.00 (+0.03%)	$298,786 (-) Land $17,800 Building $280,986	$298,786 (-) Land $17,800 Building $280,986
2025	$3,741.00 (+206.14%)	$298,786 (+10.92%) Land $17,800 Building $280,986	$298,786 (+10.92%) Land $17,800 Building $280,986
2024	$1,222.00 (+167.98%)
2023	$456.00 Homeowner's exemption Senior Citizen's exemption	$269,382 Land $17,800 Building $251,582	$269,382 Land $17,800 Building $251,582

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2026)
Most Recent Claim	Jul 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Jul 2026 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
VTX Communications Fixed Wireless	940 / 940
Hill Country Telecommunications Fixed Wireless	300 / 50
Verizon Fixed Wireless	300 / 20