131 E Cedar Dr, Kerrville, TX 78028 Property Records

Kerr County property record for 131 E Cedar Dr, Kerrville, TX 78028

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,348 sqft · built 1974
Lot Size	0.09 acres (4,126 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,901 (2026)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3180-0000-023000`

Property Details

APN / Parcel Number

Primary APN	`3180-0000-023000`
Alternative APN	`23478`

Interior

Full Baths	2 Baths
Building Area	1,348 sqft Living Area
Gross Area	4,407 sqft
1st Floor Area	1,348 sqft
Flooring	Tile
Interior Walls	Paneling

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,126 sqft (0.09 acres)
Garage Type	Mixed
Garage Area	857 sqft
Parking Spaces	7 Parking Spaces
Porch	Slab
Porch Area	322 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	3180-0000-023000
Street Address	131 E CEDAR DR
City	KERRVILLE
State	TX
Zip	78028-4961
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BIVOUAC ESTS LOT 22 PT, 23
Legal Subdivision	BIVOUAC ESTS
Legal Lot Number	22,23
Jurisdiction	KERR TX
Township / Civil Division	KERRVILLE
Census Block Group	1
Census Block	1034
Census Tract	960101

Owner

131 E Cedar Dr is owned and occupied by two individuals.

Source: Kerr County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	131 E CEDAR DR, KERRVILLE, TX 78028-4961
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERR TX
Property Address	131 E CEDAR DR, KERRVILLE, TX 78028-4961
Transaction Type	Mortgage
Record Updated	Nov 8, 2021
Title Company	KERR COUNTY ABSTRACT AND TITLE COMPANY, KERR CNTY ABSTRACT & TTL CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21008314
Date	Sep 20, 2021
Instrument	21-008314

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 131 E Cedar Dr was $3,901 with exemptions applied.

Source: Kerr County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kerr County
Unified School District	Kerrville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,901.00	$311,516 (+2.41%) Land $17,800 Building $293,716	$311,516 (-) Land $17,800 Building $293,716
2025		$304,172 Land $17,800 Building $293,716	$311,516 Land $17,800 Building $293,716
2023	Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$284,873 Land $17,800 Building $267,073	$284,873 Land $17,800 Building $267,073

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 131 E Cedar Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2026)
Most Recent Claim	Jul 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Jul 2026 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 131 E Cedar Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
VTX Communications Fixed Wireless	940 / 940
Hill Country Telecommunications Fixed Wireless	300 / 50
Verizon Fixed Wireless	300 / 20