Somerset County property record for 148 E 3rd St, Gray, PA 15544
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,986 sqft · built 1920 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $75,000 (Mar 2019) |
| Tax Bill | $1,308 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | S21-044-096-000 |
| Primary APN | S21-044-096-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,986 sqft Living Area |
| 1st Floor Area | 784 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Metal |
| Lot Area | 11,761 sqft (0.27 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 210001220 |
|---|---|
| Street Address | 148 E 3RD ST |
| City | GRAY |
| State | PA |
| Zip | 15544 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 110 BNG 0.27 A GRAY 2 STY FR & ALUM DBL HO PAV |
| Legal Lot Number | 110 |
| Jurisdiction | SOMERSET PA |
| Township / Civil Division | JENNER |
| Census Block Group | 4 |
| Census Block | 4023 |
| Census Tract | 20602 |
Source: Somerset County records, as of September 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 148 E 3RD ST, GRAY, PA 15544 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SOMERSET TRUST |
| Mar 18, 2019 | Deed, Transfer · Conventional Mortgage SOMERSET TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 18, 2019 · Amount on Record |
| Deed Sale | Mar 18, 2019 · Amount on Record |
| Prior Sale | Jul 12, 2011 |
| Deed Document Number | 20191775 |
| Deed Book / Page | 2742 / 159 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET PA |
| Recording Date | Sep 1, 2026 |
| Property Address | 148 E 3RD ST, GRAY, PA 15544 |
| Document Number | 0000006483 |
| Book / Page | 3211 / 890 |
| Instrument Date | Aug 21, 2026 |
| Instrument | 20266483 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 148 E 3RD ST, GRAY, PA 15544 |
| Document Number | 0000006483, |
|---|---|
| Date | Sep 1, 2026 |
| Book Page | 3211/890 |
| Instrument | 20266483 |
| Name | SOMERSET TRUST |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET PA |
| Recording Date | Mar 18, 2019 |
| Property Address | 148 E 3RD ST, GRAY, PA 15544 |
| Document Number | 02742/0159 |
| Book / Page | 2742 / 0159 |
| Map Reference | VOL 3 PG 40 |
| Instrument Date | Mar 15, 2019 |
| Instrument | 2019001775 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 148 E THIRD STREET, GRAY, PA 15544-1106 |
| Document Number | 2019001776 |
|---|---|
| Date | Mar 18, 2019 |
| Instrument | 2019001776 |
| Name | SOMERSET TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
Source: Somerset County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Somerset County |
| County Subdivision | Jenner Township |
| Unified School District | North Star School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,308.00 (+3.81%) Homeowner's exemption | $22,310 (-) | |
| 2024 | $1,260.00 (+5.18%) | $22,310 (-) | |
| 2023 | $1,198.00 | $22,310 | |
| 1998 | $44,600 Land $6,930 Building $37,670 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAY AREA WATR AUTH OF JEN TWP serves 700 people · EPA ID PA4560036 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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