Somerset County property record for 120 E 3rd St, Gray, PA 15544
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 2 ba · 1,942 sqft · built 1920 |
| Lot Size | 0.136 acres (5,924 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $190,000 (Jun 2023) |
| Tax Bill | $1,067 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Dec 2025 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | S21-044-091-000 |
| Primary APN | S21-044-091-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,942 sqft Living Area |
| 1st Floor Area | 784 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asbestos |
| Lot Area | 5,924 sqft (0.136 acres) |
| Lot Dimensions | 156 ft deep x 152 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 210016290 |
|---|---|
| Street Address | 120 E 3RD ST |
| City | GRAY |
| State | PA |
| Zip | 15544 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 104 & 105 BNG 0.544 A 2 STY VINYL DWG GAR 137 138 |
| Legal Lot Number | 104-105 |
| Jurisdiction | SOMERSET PA |
| Township / Civil Division | JENNER |
| Census Block Group | 4 |
| Census Block | 4023 |
| Census Tract | 20602 |
Source: Somerset County records, as of April 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 1438, GRAY, PA 15544-1438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SOMERSET TRUST |
| Dec 18, 2025 | Deed of Trust, Mortgage · Line of Credit SOMERSET TRUST CO |
| Aug 2, 2023 | Deed of Trust, Mortgage · Line of Credit SOMERSET TRUST CO |
| Jun 26, 2023 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2023 · Amount on Record |
| Deed Sale | Jun 26, 2023 · Amount on Record |
| Prior Sale | Nov 27, 2013 · Amount on Record |
| Deed Document Number | 20234205 |
| Deed Book / Page | 3023 / 425 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET PA |
| Recording Date | Jul 15, 2026 |
| Property Address | 120 E 3RD ST, GRAY, PA 15544 |
| Document Number | 0000005079 |
| Book / Page | 3201 / 775 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 20265079 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 120 E 3RD ST, GRAY, PA 15544 |
| Document Number | 0000005079, |
|---|---|
| Date | Jul 15, 2026 |
| Book Page | 3201/775 |
| Instrument | 20265079 |
| Name | SOMERSET TRUST |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET PA |
| Property Address | 120 E 3RD ST, GRAY, PA 15544 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 120 E 3RD ST, GRAY, PA 15544 |
| Document Number | 003165/246 |
|---|---|
| Date | Dec 18, 2025 |
| Book Page | 3165/246 |
| Instrument | 2025009053 |
| Name | SOMERSET TRUST CO |
|---|---|
| Type | Bank |
| Address | SOMERSET, PA 15501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET PA |
| Property Address | 118 3RD ST, GRAY, PA 15544 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 118 3RD STREET, GRAY, PA 15544 |
| Document Number | 003029/221 |
|---|---|
| Date | Aug 2, 2023 |
| Book Page | 3029/221 |
| Instrument | 2023005063 |
| Name | SOMERSET TRUST CO |
|---|---|
| Type | Bank |
| Address | SOMERSET, PA 15501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET PA |
| Recording Date | Jun 26, 2023 |
| Property Address | 118 3RD ST, GRAY, PA 15544 |
| Document Number | 003023/425 |
| Book / Page | 3023 / 425 |
| Map Reference | VOL 3 PG 40 |
| Instrument Date | Jun 26, 2023 |
| Instrument | 2023004205 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,900.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 E 3RD ST, GRAY, PA 15544 |
Source: Somerset County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Somerset County |
| County Subdivision | Jenner Township |
| Unified School District | North Star School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,067.00 (+12.2%) Homeowner's exemption | $18,200 (+8.14%) | |
| 2024 | $951.00 (+5.2%) | $16,830 (-) | |
| 2023 | $904.00 | $16,830 | |
| 1998 | $36,400 Land $9,200 Building $27,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAY AREA WATR AUTH OF JEN TWP serves 700 people · EPA ID PA4560036 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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