Cook County property record for 148 E 120th St, #1, Chicago, IL 60628
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 6 bd · 2 ba · 2,308 sqft · built 1925 |
| Lot Size | 0.086 acres (3,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (Sep 2023) |
| Tax Bill | $4,169 (2024) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-27-103-032 |
| Primary APN | 25-27-103-032 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 11 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,308 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Multi-Family |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Other |
| Lot Area | 3,750 sqft (0.086 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Street Address | 148 E 120TH ST, 1 |
|---|---|
| City | CHICAGO |
| State | IL |
| Zip | 60628-6251 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | RS-3 |
| Legal Description | (ROSELAND) (SQUARE) A SUB BLK8 OF 1ST ADD TO KENSINGT ON SUB OF PT OF SECS 22&27 N OF IBL & PT SEC28 S OF IBL WH SEC 27-37-14 |
| Legal Range | 14E |
| Legal Township | 37N |
| Legal Section | 27 |
| Legal Subdivision | ROSELAND SQUARE |
| Legal Block | 8 |
| Legal Lot Number | 37 |
| Jurisdiction | COOK IL |
| Township / Civil Division | CHICAGO |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 530600 |
148 E 120th St, #1 is owned and occupied by two individuals who bought it in September 2023.
Source: Cook County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 148 E 120TH ST, 1, CHICAGO, IL 60628-6251 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 20, 2023 | Warranty Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Apr 1, 2021 | Deed of Trust, Mortgage · Commercial Mortgage CIVIC FINANCIAL SERVICES LLC |
| Mar 6, 2020 | Warranty Deed, Construction Loan · Construction Mortgage GROUNDFLOOR HLDGS GA LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 20, 2023 · Amount on File |
| Deed Sale | Sep 20, 2023 · Amount on File |
| Prior Sale | Mar 6, 2020 · Amount on File |
| Deed Document Number | 202346020 |
| Prior Transfer Date | Jun 21, 1997 |
| Prior Transfer Doc | 0000000314 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Sep 20, 2023 |
| Property Address | 148 E 120TH ST # 1, 1, CHICAGO, IL 60628-6251 |
| Document Number | 0026346020 |
| Instrument Date | Aug 2, 2023 |
| Instrument | 2326346020 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2023 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $220.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 148 E 120TH ST, CHICAGO, IL 60628-6251 |
| Document Number | 0026346021 |
|---|---|
| Date | Sep 20, 2023 |
| Instrument | 2326346021 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 148 E 120TH ST # 1, 1, CHICAGO, IL 60628-6251 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2021 |
| Name | Verified Name |
|---|---|
| Address | 10933 S GREEN ST, CHICAGO, IL 60643-3807 |
| Document Number | 0009107002 |
|---|---|
| Date | Apr 1, 2021 |
| Instrument | 2109107002 |
| Name | CIVIC FINANCIAL SERVICES LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | REDONDO BEACH, CA 90278 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Mar 6, 2020 |
| Property Address | 148 E 120TH ST # 1, 1, CHICAGO, IL 60628-6251 |
| Document Number | 2006655280 |
| Instrument Date | Feb 20, 2020 |
| Instrument | 6655280 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 18, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $71.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10933 S GREEN ST CHICAGO IL 606433807, CHICAGO, IL 60643-3807 |
| Document Number | 2006655281 |
|---|---|
| Date | Mar 6, 2020 |
| Instrument | 6655281 |
| Name | GROUNDFLOOR HLDGS GA LLC |
|---|---|
| Address | ATLANTA, GA 30308 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Mar 5, 2021 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| Municipality | Chicago City |
| Unified School District | Chicago Public School District 299 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,700 Land $2,250 Building $18,450 | $207,000 Land $22,500 Building $184,500 | |
| 2024 | $4,169.00 (+119.08%) | ||
| 2023 | $1,903.00 (+2.53%) | ||
| 2022 | $1,856.00 (+2.32%) | $8,999 (-) Land $3,562 Building $5,437 | $89,990 (-) Land $35,620 Building $54,370 |
| 2021 | $1,814.00 Homeowner's exemption | $8,999 Land $3,562 Building $5,437 | $89,990 Land $35,620 Building $54,370 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 148 E 120th St, #1 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1997) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Nov 1997 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 148 E 120th St, #1 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICAGO serves 2,721,308 people · EPA ID IL0316000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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