146 E 120th St, Chicago, IL 60628 Property Records

Cook County property record for 146 E 120th St, Chicago, IL 60628

Property Summary

Property Type	Apartments (5+ Units)
Details	5 bd · 2 ba · 2,308 sqft · built 1925
Lot Size	0.086 acres (3,750 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Jan 2026)
Tax Bill	$1,894 (2024)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-27-103-031`

Property Details

APN / Parcel Number

Primary APN	`25-27-103-031`
Alternative APN	`25-27-103-031-0000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,308 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1927
Architectural Style	Multi-Family
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	3,750 sqft (0.086 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	146 E 120TH ST
City	CHICAGO
State	IL
Zip	60628-6251
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RS-3
Legal Description	(ROSELAND) (SQUARE) A SUB BLK8 OF 1ST ADD TO KENSINGT ON SUB OF PT OF SECS 22&27 N OF IBL & PT SEC28 S OF IBL WH SEC 27-37-14
Legal Range	14E
Legal Township	37N
Legal Section	27
Legal Subdivision	ROSELAND SQUARE
Legal Block	8
Legal Lot Number	86
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	3
Census Block	3016
Census Tract	530600

Owner

Source: Cook County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	146 E 120TH ST, CHICAGO, IL 60628-6251
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2026 · Amount on Record
Deed Sale	Jan 28, 2026 · Amount on Record
Prior Sale	Jun 23, 2025 · Amount on Record
Deed Document Number	202628029
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jan 28, 2026
Property Address	146 E 120TH ST, CHICAGO, IL 60628-6251
Document Number	0002828029
Instrument Date	Jan 12, 2026
Instrument	2602828029
Transaction Type	Transfer
Record Updated	Feb 9, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$295.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 E 120TH ST, CHICAGO, IL 60628-6251

Mortgage

Document Number	0002828030
Date	Jan 28, 2026
Instrument	2602828030

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate	6.87%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$12,700 (+49.43%) Land $2,250 Building $10,450	$127,000 (+49.43%) Land $22,500 Building $104,500
2024	$1,894.00 (+72.81%)
2023	$1,096.00 (+4.68%) Homeowner's exemption	$8,499 (-) Land $3,562 Building $4,937	$84,990 (-) Land $35,620 Building $49,370
2022	$1,047.00 Homeowner's exemption	$8,499 Land $3,562 Building $4,937	$84,990 Land $35,620 Building $49,370

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1997)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Nov 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20