148 E 10th St, Chuluota (Oviedo), FL 32766 Property Records

Seminole County property record for 148 E 10th St, Chuluota, FL 32766

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,394 sqft · built 2007
Lot Size0.258 acres (11,250 sqft)
OwnerIndividual Name on File
Last Sale$255,000 (Dec 2018)
Tax Bill$2,650 (2025)
Deeds & MortgagesDec 2020 Line of Credit
Dec 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21-21-32-5CF-8300-0030

Property Details

APN / Parcel Number

Primary APN21-21-32-5CF-8300-0030

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,394 sqft Living Area
1st Floor Area1,394 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area11,250 sqft (0.258 acres)
Lot Dimensions150 ft deep x 75 ft wide
Garage Area483 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area184 sqft
Patio Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address148 E 10TH ST
CityCHULUOTA
StateFL
Zip32766-9486
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 BLK 83 NORTH CHULUOTA PB 2 PGS 54 TO 58
Legal Range32E
Legal Township21S
Legal Section21
Legal SubdivisionNORTH CHULUOTA
Legal Block83
Legal Lot Number3 4
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group2
Census Block2019
Census Tract21205

Owner

148 E 10th St is owned and occupied by an individual who bought it in December 2018.

Source: Seminole County records, as of December 5, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address148 E 10TH ST, CHULUOTA, FL 32766-9486
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2020Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Dec 31, 2018Warranty Deed, Transfer · Conventional Mortgage
FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 31, 2018 · Amount on File
Deed SaleDec 31, 2018 · Amount on File
Prior SaleApr 19, 2013 · Amount on File
Deed Document Number2018145454
Deed Book / Page09274 / 0341
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address148 E 10TH ST, CHULUOTA, FL 32766-9486
Transaction TypeMortgage
Record UpdatedJun 21, 2021
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address148 E 10TH ST, CHULUOTA, FL 32766-9486

Mortgage

Document Number0097990084
DateDec 29, 2020
Book Page9799/84
Instrument2020149955
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueDec 3, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateDec 31, 2018
Property Address148 E 10TH ST, CHULUOTA, FL 32766-9486
Document Number0092740341
Book / Page09274 / 0341
Map ReferenceMB 2 PG 54
Instrument DateDec 20, 2018
Instrument2018145454
Transaction TypeTransfer
Record UpdatedDec 22, 2021
Title CompanyFIRST SVC TITLE OF FLORIDA L

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,785.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1201 WILLINGHAM RD, 1201, CHULUOTA, FL 32766-9553

Transferred To (Grantee/Buyer)

NameVerified Name
Address3636 E NEWPORT RD, GORDONVILLE, PA 17529-9687

Mortgage

Document Number2018145455
DateDec 31, 2018
Instrument2018145455
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 148 E 10th St was $2,650 with a homeowner's exemption.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,650.00 Homeowner's exemption$227,985$362,198 Land $92,700 Building $269,498
2023$2,657.00 (+3.22%) Homeowner's exemption$215,107 (+3.47%)$318,267 (-0.42%) Land $69,525 Building $248,742
2022$2,574.00 Homeowner's exemption$207,895$319,594 Land $73,388 Building $246,206

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 148 E 10th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 19 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims3 (2022–2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 148 E 10th St is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 43% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHULUOTA WATER SYSTEM
public/private · serves 3,863 people · EPA ID FL3590186
Water SourceGroundwater
Last State InspectionDec 2025
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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