140 E 10th St, Chuluota (Oviedo), FL 32766 Property Records

Seminole County property record for 140 E 10th St, Chuluota, FL 32766

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,237 sqft · built 2007
Lot Size	0.258 acres (11,250 sqft)
Owner	Individual Name on File
Last Sale	$275,500 (Sep 2020)
Tax Bill	$3,356 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-21-32-5CF-8300-0050`

Property Details

APN / Parcel Number

Primary APN	`21-21-32-5CF-8300-0050`
Alternative APN	`2132215CF83000050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,237 sqft Living Area
Gross Area	1,699 sqft
1st Floor Area	1,237 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2017
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,250 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	183 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	140 E 10TH ST
City	CHULUOTA
State	FL
Zip	32766-9486
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 5 BLK 83 NORTH CHULUOTA PB 2 PGS 54 TO 58
Legal Range	32E
Legal Township	21S
Legal Section	21
Legal Subdivision	NORTH CHULUOTA
Legal Tract	5CF
Legal Block	83
Legal Lot Number	5
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	2
Census Block	2019
Census Tract	21205

Owner

140 E 10th St is owned and occupied by an individual who bought it in September 2020.

Source: Seminole County records, as of December 29, 2025

Owner of Record	Individual Name on File
Mailing Address	140 E 10TH ST, CHULUOTA, FL 32766-9486
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2020 · Amount on File
Deed Sale	Sep 10, 2020 · Amount on File
Prior Sale	Oct 2, 2013 · Amount on File
Deed Document Number	2020100526
Deed Book / Page	9701 / 220
Prior Transfer Date	Sep 23, 2013
Prior Transfer Doc	0081351280
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Sep 10, 2020
Property Address	140 E 10TH ST, CHULUOTA, FL 32766-9486
Document Number	0097010220
Book / Page	9701 / 220
Map Reference	MB 2 PG 54-58
Instrument Date	Sep 1, 2020
Instrument	2020100526
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	INTEGRITY TTL & GUARANTY AGC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,928.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17626 SAILFIN DR, 17626, ORLANDO, FL 32820-1465

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 E 10TH ST, CHULUOTA, FL 32766-9486

Mortgage

Document Number	0009701222
Date	Sep 10, 2020
Instrument	9701/222

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 140 E 10th St was $3,356 with a homeowner's exemption.

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,356.00 Homeowner's exemption	$261,328	$338,392 Land $92,700 Building $245,692
2023	$3,053.00 (+2.66%) Homeowner's exemption	$244,862 (+3%)	$294,044 (-0.53%) Land $69,525 Building $224,519
2022	$2,974.00 Homeowner's exemption	$237,730	$295,620 Land $73,388 Building $222,232

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 140 E 10th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	3 (2022–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 140 E 10th St is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 43% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHULUOTA WATER SYSTEM public/private · serves 3,863 people · EPA ID FL3590186
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20