Okaloosa County property record for 148 Durango Rd, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,326 sqft · built 1972 |
| Lot Size | 0.175 acres (7,631 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $76,400 (Mar 2019) |
| Tax Bill | $4,530 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | C56-000-590-5974-1 |
| Primary APN | C56-000-590-5974-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,326 sqft Living Area |
| Gross Area | 2,936 sqft |
| 1st Floor Area | 795 sqft |
| Upper Floors Area | 575 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,631 sqft (0.175 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Open/Unfinished Porch |
| Porch Area | 695 sqft |
| Patio Area | 368 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 148 DURANGO RD |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-3058 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG NORTHERNMOST COR LOT 124 BLK F HOLIDAY ISLE SUB SW ALG E SIDE OF RD 300 FT NW66 FT NE ALG W SIDE OF RD 308.4 FT TO POB N79 DEG W112.28 FT S80 DEG W21.14 FT THC ALG CURVE 20.64 FT N75 DEG E192.62 FT SW98.6 FT TO BEG 971-101 |
| Legal Subdivision | HOLIDAY ISLE SUB |
| Legal Block | F |
| Legal Lot Number | 124 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 23303 |
Source: Okaloosa County records · APN C56-000-590-5974-1
Assessment roll updated December 31, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 148 DURANGO RD, DESTIN, FL 32541-3058 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2021 | Deed of Trust, Mortgage · VA Mortgage AMERISAVE MORTGAGE CORP |
| Nov 26, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Mar 01, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 01, 2019 · Amount on Record |
| Deed Sale | Mar 01, 2019 · Amount on Record |
| Prior Sale | Nov 28, 2011 · Amount on Record |
| Deed Document Number | 20193261893 |
| Deed Book / Page | 3387 / 1050 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 148 DURANGO RD, DESTIN, FL 32541-3058 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2021 |
| Name | Verified Name |
|---|---|
| Address | 148 DURANGO RD, DESTIN, FL 32541-3058 |
| Document Number | 0035472911 |
|---|---|
| Date | May 19, 2021 |
| Book Page | 3547/2911 |
| Instrument | 3456261 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 148 DURANGO RD, DESTIN, FL 32541-3058 |
| Document Number | 0034314379 |
| Instrument Date | Nov 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 148 DURANGO RD DESTIN FL 325413058, DESTIN, FL 32541-3058 |
| Document Number | 0034314379 |
|---|---|
| Date | Dec 04, 2019 |
| Book Page | 003431/004379 |
| Instrument | 3321966 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 03, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Mar 01, 2019 |
| Property Address | 148 DURANGO RD, DESTIN, FL 32541-3058 |
| Document Number | 0033871050 |
| Book / Page | 003387 / 001050 |
| Instrument Date | Mar 01, 2019 |
| Instrument | 3261893 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2019 |
| Amount | Amount Recorded |
|---|---|
| Tax | $534.80 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 148 DURANGO RD DESTIN FL 325413058, DESTIN, FL 32541-3058 |
Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,530.00 (+147.54%) | $406,068 (+111.78%) Land $231,750 Building $174,318 | $406,068 (+25.1%) Land $231,750 Building $174,318 |
| 2023 | $1,830.00 (+2.81%) Homeowner's exemption | $191,744 (+3%) | $324,588 (+9.71%) Land $154,500 Building $170,088 |
| 2022 | $1,780.00 Homeowner's exemption | $186,159 | $295,862 Land $154,500 Building $141,362 |
Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910233031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 665 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3,929 units insured incl. 3,264 condo units |
| Nearby Flood Claims | 507 (1979–2026) |
| Claims Outside the SFHA | 33 of 507 |
| Most Recent Claim | May 2026 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 244 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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