Okaloosa County property record for 145 Durango Rd, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,408 sqft · built 1983 |
| Lot Size | 0.094 acres (4,078 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $4,063 (2025) |
| Deeds & Mortgages | Oct 2023 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | C56-000-590-7035-9 |
| Primary APN | C56-000-590-7035-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,408 sqft Living Area |
| Gross Area | 1,968 sqft |
| 1st Floor Area | 672 sqft |
| Upper Floors Area | 736 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Townhouse |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 4,078 sqft (0.094 acres) |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 118 sqft |
| Patio Area | 272 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 145 DURANGO RD |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-3002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DURANGO COVE T/H LOT 1 |
| Legal Subdivision | DURANGO COVE T/H |
| Legal Lot Number | 1 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 23303 |
Source: Okaloosa County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 145 DURANGO RD, DESTIN, FL 32541-3002 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 17, 2023 |
| Transfer Doc | 0003652739 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Oct 18, 2023 |
| Property Address | 145 DURANGO RD, DESTIN, FL 32541-3002 |
| Document Number | 0003652739 |
| Map Reference | MB 7 PG 58 |
| Instrument Date | Oct 17, 2023 |
| Instrument | 3652739 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5 BARLEY CIR, BLOOMINGTON, IL 61704-6219 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 145 DURANGO RD, DESTIN, FL 32541-3002 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,063.00 (-12.64%) | $387,126 (-1.76%) Land $216,000 Building $171,126 | $387,126 (-1.76%) Land $216,000 Building $171,126 |
| 2023 | $4,651.00 (+9.69%) | $394,046 (+11.38%) Land $216,000 Building $178,046 | $394,046 (+11.38%) Land $216,000 Building $178,046 |
| 2022 | $4,240.00 | $353,780 Land $216,000 Building $137,780 | $353,780 Land $216,000 Building $137,780 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 422 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,500 units insured incl. 1,078 condo units |
| Nearby Flood Claims | 819 (1980–2024) |
| Claims Outside the SFHA | 261 of 819 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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