Hamilton County property record for 148 Dower Rd, Chattanooga, TN 37419
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,431 sqft · built 2017 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $292,917 (Feb 2017) |
| Tax Bill | $1,738 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Feb 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 144O B 001.01 |
| Primary APN | 144O B 001.01 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,431 sqft Living Area |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft |
| Parking Spaces | 5 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000383623 |
|---|---|
| Street Address | 148 DOWER RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37419-1625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 20B BLK 5 ADDN TO TIFTONIA SECTION NO 2 PB 104 PG 160 OUT OF 144O B 001 FOR 2016 |
| Legal Subdivision | TIFTONIA SEC NO 2 |
| Legal Block | 5 |
| Legal Lot Number | 20B |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 12100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 148 DOWER RD, CHATTANOOGA, TN 37419-1625 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PLATINUM FIN'L FUND |
| Feb 13, 2017 | Warranty Deed, Transfer · Conventional Mortgage PLATINUM FINANCIAL FUNDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 13, 2017 · Amount on Record |
| Deed Sale | Feb 13, 2017 · Amount on Record |
| Deed Document Number | 2017021300320 |
| Deed Book / Page | 10975 / 350 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 148 DOWER RD, CHATTANOOGA, TN 37419-1625 |
| Document Number | 0803000273 |
| Instrument Date | Jul 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 148 DOWER RD CHATTANOOGA TN 374191625, CHATTANOOGA, TN 37419-1625 |
| Document Number | 0803000273 |
|---|---|
| Date | Aug 3, 2020 |
| Book Page | 012098/000606 |
| Instrument | 200803000273 |
| Name | PLATINUM FIN'L FUND |
|---|---|
| Type | Funding / Finance Company |
| Address | CHATTANOOGA, TN 37421 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 2, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 13, 2017 |
| Property Address | 148 DOWER RD, CHATTANOOGA, TN 37419-1625 |
| Document Number | 0000000320 |
| Book / Page | 10975 / 350 |
| Map Reference | MB104 PG160 |
| Instrument Date | Jan 31, 2017 |
| Instrument | 2017021300320 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2022 |
| Title Company | CHOICE TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,083.79 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 148 DOWER RD, CHATTANOOGA, TN 37419-1625 |
| Document Number | 0000000321 |
|---|---|
| Date | Feb 13, 2017 |
| Instrument | 2017021300321 |
| Name | PLATINUM FINANCIAL FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2047 |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,738.00 (-6.76%) | $114,675 (+37.62%) | $458,700 (+37.62%) Land $57,500 Building $401,200 |
| 2024 | $1,864.00 | $83,325 (-) | $333,300 (-) Land $34,500 Building $298,800 |
| 2023 | $1,864.00 | $83,325 (-) | $333,300 (-) Land $34,500 Building $298,800 |
| 2022 | $1,864.00 | $83,325 | $333,300 Land $34,500 Building $298,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 62% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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