Hamilton County property record for 146 Dower Rd, Chattanooga, TN 37419
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,188 sqft · built 2017 |
| Lot Size | 0.915 acres (39,870 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $580,000 (Jul 2024) |
| Tax Bill | $2,223 (2025) |
| Deeds & Mortgages | Jul 2024 Sale May 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 144O B 001 |
| Primary APN | 144O B 001 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,188 sqft Living Area |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 39,870 sqft (0.915 acres) |
| Lot Dimensions | 180 ft deep x 221 ft wide |
| Parking Spaces | 5 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000069679 |
|---|---|
| Street Address | 146 DOWER RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37419-1625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 20A BLK 5 ADDN TO TIFTONIA SECTION NO 2 PB 104 PG 160 |
| Legal Subdivision | TIFTONIA SEC NO 2 |
| Legal Block | 5 |
| Legal Lot Number | 20A |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 12100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 146 DOWER RD, CHATTANOOGA, TN 37419-1625 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 16, 2024 | Warranty Deed, Transfer CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO |
| May 16, 2017 | Warranty Deed, Subdivision Related Transfer CHOICE TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 16, 2024 · Amount on Record |
| Deed Sale | Jul 16, 2024 · Amount on Record |
| Prior Sale | May 16, 2017 · Amount on Record |
| Deed Document Number | 2024071600174 |
| Deed Book / Page | 13650 / 723 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 16, 2024 |
| Property Address | 146 DOWER RD, CHATTANOOGA, TN 37419-1625 |
| Document Number | 0000000174 |
| Book / Page | 13650 / 723 |
| Map Reference | MB 104 PG 160 |
| Instrument Date | Jul 11, 2024 |
| Instrument | 2024071600174 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,146.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 146 DOWER RD, CHATTANOOGA, TN 37419-1625 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 16, 2017 |
| Property Address | 146 DOWER RD, CHATTANOOGA, TN 37419-1625 |
| Document Number | 0000000105 |
| Book / Page | 011050 / 000756 |
| Instrument Date | May 8, 2017 |
| Instrument | 105 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 27, 2017 |
| Title Company | CHOICE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,128.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 146 DOWER RD CHATTANOOGA TN 374191625, CHATTANOOGA, TN 37419-1625 |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,223.00 (+8.76%) | $146,675 (+60.48%) | $586,700 (+60.48%) Land $50,000 Building $536,700 |
| 2024 | $2,044.00 | $91,400 (-) | $365,600 (-) Land $30,000 Building $335,600 |
| 2023 | $2,044.00 | $91,400 (-) | $365,600 (-) Land $30,000 Building $335,600 |
| 2022 | $2,044.00 | $91,400 | $365,600 Land $30,000 Building $335,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 57% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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