Saratoga County and Malta Town property record for 126 Cramer Rd, Malta, NY 12020 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2000 |
| Square Footage | 2,950 sqft Living Area |
| Lot Size | 48,787 sqft (1.12 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $405,000 (2019) |
| Tax Bill | $7,952.00 (2025) |
| Primary APN | 414089 230.-1-28 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,950 sqft Living Area |
| 1st Floor | 2,209 sqft 1st Floor |
| Upper Floors | 741 sqft Upper Floors |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 48,787 sqft (1.12 acres) |
| Lot Width | 230 ft Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 624 sqft Garage |
| Shed | 1 Shed |
| Porch Area | 867 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Street Address | 126 CRAMER RD |
|---|---|
| City | MALTA |
| State | NY |
| Zip | 12020-4324 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SIDE: S LOT #1 |
| Legal Block | 1 |
| Legal Lot Number | 28.000 |
| Jurisdiction | SARATOGA NY |
| Minor Civil Division | MALTA |
| Census Blockgroup | 2 |
| Census Block | 2007 |
| Census Tract | 61907 |
Source: Saratoga County and Malta Town records · APN 414089 230.-1-28
Assessment roll updated April 20, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 126 CRAMER RD, BALLSTON SPA, NY 12020-4324 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 15, 2022 | Deed of Trust, Mortgage · Line of Credit BROADVIEW FEDERAL CREDIT UNION |
| May 16, 2019 | Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) NATIONAL BK/COXSACKIE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 16, 2019 · Amount on Record |
| Deed Sale | May 16, 2019 · Amount on Record |
| Prior Sale | Jun 01, 2001 · Amount on Record |
| Deed Doc Number | 201913334 |
| Prior Transfer Date | Sep 30, 2015 |
| Prior Transfer Doc | 0000037050 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARATOGA NY |
| Property Address | 126 CRAMER RD, MALTA, NY 12020-4324 |
| Transaction Type | Mortgage |
| Record Updated | Dec 06, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000035596 |
|---|---|
| Date | Nov 15, 2022 |
| Instrument | 2022035596 |
| Name | BROADVIEW FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 01, 2042 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SARATOGA NY |
| Recording Date | May 16, 2019 |
| Property Address | 126 CRAMER RD, MALTA, NY 12020-4324 |
| Document Number | 0000013334 |
| Instrument Date | May 13, 2019 |
| Instrument | 13334 |
| Transaction Type | Transfer |
| Record Updated | Jun 03, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,620.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 218 W MILTON RD BALLSTON SPA NY 120202807, BALLSTON SPA, NY 12020-2807 |
| Document Number | 13335 |
|---|---|
| Date | May 16, 2019 |
| Instrument | 13335 |
| Name | NATIONAL BK/COXSACKIE |
|---|---|
| Type | Bank |
| Address | COXSACKIE, NY 12051-0400 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 15, 2049 |
Source: Saratoga County and Malta Town records · Assessment roll updated April 20, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Saratoga County |
| County Subdivision | Malta Town |
| Unified School District | Ballston Spa Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,952.00 | $581,000 (+13.48%) Land $71,800 Building $509,200 | $581,000 (+13.48%) Land $71,800 Building $509,200 |
| 2023 | $512,000 Land $71,400 Building $440,600 | $512,000 Land $71,400 Building $440,600 |
Our records do not include FEMA flood map data for 126 Cramer Rd; wildfire exposure is direct.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 55th in New York |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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