148 Cold Spring Rd, Syosset, NY 11791 Property Records

Nassau County and Oyster Bay Town property record for 148 Cold Spring Rd, Syosset, NY 11791

Property Summary

Property Type	Single Family Home
Details	5.5 ba · 5,552 sqft · built 1929
Lot Size	1.43 acres (62,726 sqft)
Owner	2 Individual Names on File
Last Sale	$2,115,000 (Jul 2025)
Tax Bill	$46,896 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-00G-00-0308`

Property Details

APN / Parcel Number

Primary APN	`25-00G-00-0308`
Alternative APNs	`2500G000308000000000` `2489-25-G-00-0308-0` `282489 25.-G-308` `25 G 03080`

Interior

Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	17 Rooms
Stories	2 Stories
Building Area	5,552 sqft Living Area
Gross Area	5,822 sqft
1st Floor Area	2,571 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Colonial
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Wood Shingle
Lot Area	62,726 sqft
View / Lot	Highway
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Pool Area	612 sqft
Porch	Enclosed Frame Porch
Porch Area	832 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	25 G 03080
Street Address	148 COLD SPRING RD
City	SYOSSET
State	NY
Zip	11791-2201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN #3 SCH DIST 012
Legal Block	G
Legal Lot Number	308
Jurisdiction	NASSAU NY
Township / Civil Division	OYSTER BAY
Census Block Group	1
Census Block	1003
Census Tract	518400

Owner

148 Cold Spring Rd is owned and occupied by two individuals who bought it in July 2025.

Source: Nassau County and Oyster Bay Town records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	148 COLD SPRING RD, SYOSSET, NY 11791-2201
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2025 · Amount on File
Deed Sale	Jul 18, 2025 · Amount on File
Prior Sale	Aug 20, 2002 · Amount on File
Deed Document Number	202544833
Deed Book / Page	D14645 / 185
Record Updated	Oct 29, 2026

July 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	NASSAU NY
Recording Date	Jul 18, 2025
Property Address	148 COLD SPRING RD, SYOSSET, NY 11791-2201
Document Number	D146450185
Book / Page	D14645 / 185
Instrument Date	Jun 20, 2025
Instrument	2025-44833
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29,610.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	148 COLD SPRING RD, SYOSSET, NY 11791-2201

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	148 COLD SPRING RD, SYOSSET, NY 11791-2201

Mortgage

Document Number	0020269644
Date	Jul 18, 2025
Instrument	2026-9644

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Jul 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.5%
Index	SOFR Average 30-Day
Max Rate	10.5%

Tax Assessment & Valuation

The 2025 property tax bill for 148 Cold Spring Rd was $46,896.

Source: Nassau County and Oyster Bay Town assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Nassau County
County Subdivision	Oyster Bay Town
Unified School District	Syosset Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,640 (+5.94%) Land $718 Building $922	$1,716,000 (+10.85%)
2025	$46,896.00	$1,548 Land $648 Building $900	$1,548,000
2023	$48,636.00 Additional exemption filed	$1,716 Land $718 Building $998	$1,716,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 148 Cold Spring Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (1981–1984)
Most Recent Claim	May 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 148 Cold Spring Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JERICHO WD public/private · serves 58,000 people · EPA ID NY2902831
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20