146 Cold Spring Rd, Syosset, NY 11791 Property Records

Nassau County and Oyster Bay Town property record for 146 Cold Spring Rd, Syosset, NY 11791

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,639 sqft · built 1981
Lot Size	0.838 acres (36,482 sqft)
Owner	2 Individual Names on File
Last Sale	$892,625 (Feb 2021)
Tax Bill	$23,478 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-00G-00-0340`

Property Details

APN / Parcel Number

Primary APN	`25-00G-00-0340`
Alternative APNs	`2500G000340000000000` `2489-25-G-00-0340-0` `282489 25.-G-340` `25 G 03400`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,639 sqft Living Area
1st Floor Area	1,373 sqft
Basement Area	1,373 sqft
Finished Basement	1,373 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Raised Ranch
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Other
Lot Area	36,482 sqft (0.838 acres)
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	190 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	288 sqft
Porch	Open Frame Porch
Porch Area	18 sqft
Deck Area	200 sqft
Patio Area	857 sqft
Balcony Area	141 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	25 G 03400
Street Address	146 COLD SPRING RD
City	SYOSSET
State	NY
Zip	11791-2201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN #3 SCH DIST 012
Legal Block	G
Legal Lot Number	340
Jurisdiction	NASSAU NY
Township / Civil Division	OYSTER BAY
Census Block Group	1
Census Block	1003
Census Tract	518400

Owner

146 Cold Spring Rd is owned and occupied by two individuals who bought it in February 2021.

Source: Nassau County and Oyster Bay Town records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	146 COLD SPRING RD, SYOSSET, NY 11791-2201
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2021 · Amount on File
Deed Sale	Feb 18, 2021 · Amount on File
Prior Sale	Aug 1, 2005 · Amount on File
Deed Document Number	2021-019664
Deed Book / Page	14040 / 375
Record Updated	Oct 29, 2026

February 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	NASSAU NY
Recording Date	Feb 18, 2021
Property Address	146 COLD SPRING RD, SYOSSET, NY 11791-2201
Document Number	0140400375
Book / Page	14040 / 375
Instrument Date	Jan 29, 2021
Instrument	2021-019664
Transaction Type	Transfer
Record Updated	May 14, 2021
Title Company	WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,572.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 64RD, FOREST HILLS, NY 11375

Mortgage

Document Number	0450170509
Date	Feb 18, 2021
Book Page	45017/509
Instrument	2021-019665

Lender

Name	FIRST CENTRAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2026
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	7%
Index	1-Year LIBOR

Tax Assessment & Valuation

The 2025 property tax bill for 146 Cold Spring Rd was $23,478.

Source: Nassau County and Oyster Bay Town assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Nassau County
County Subdivision	Oyster Bay Town
Unified School District	Syosset Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$821 Land $451 Building $370	$825,000
2025	$23,478.00
2023	$21,721.00 Additional exemption filed	$808 Land $407 Building $401	$808,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 146 Cold Spring Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (1981–1984)
Most Recent Claim	May 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 146 Cold Spring Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JERICHO WD public/private · serves 58,000 people · EPA ID NY2902831
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20