144 Caroline Ln, Gilroy, CA 95020 Property Records

Santa Clara County property record for 144 Caroline Ln, Gilroy, CA 95020

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,679 sqft · built 2007
Lot Size	0.046 acres (2,007 sqft)
Owner	2 Individual Names on File
Last Sale	$790,000 (Aug 2023)
Tax Bill	$9,915 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Dec 2020 Loan Modification + 2 more
Flood Zone	Zone X (moderate risk)
APN	`841-82-017`

Property Details

APN / Parcel Number

Primary APN	`841-82-017`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,679 sqft Living Area
1st Floor Area	639 sqft
2nd Floor Area	1,040 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	2,007 sqft (0.046 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	144 CAROLINE LN
City	GILROY
State	CA
Zip	95020-5260
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	CD
Legal Description	TRACT 9848 LOT 17
Legal Subdivision	9848 FOREST PARK
Legal Tract	9848
Legal Lot Number	17
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1012
Census Tract	512604

Owner

144 Caroline Ln, a condominium, is owned and occupied by two individuals who bought it in August 2023.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	144 CAROLINE LN, GILROY, CA 95020-5260
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2023	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Dec 3, 2020	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
Oct 4, 2018	Grant Deed, Transfer · FHA Mortgage STEARNS LENDING LLC
Jul 19, 2017	Deed of Trust, Transfer · Line of Credit GOLDEN 1 CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2023 · Amount on File
Deed Sale	Aug 4, 2023 · Amount on File
Prior Sale	Oct 4, 2018 · Amount on File
Deed Document Number	202325514527
Prior Transfer Date	Jul 11, 2017
Prior Transfer Doc	0023712354
Record Updated	Oct 29, 2026

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 4, 2023
Property Address	144 CAROLINE LN, GILROY, CA 95020-5260
Document Number	0025514527
Map Reference	MB 808 PG 18-22
Instrument Date	Aug 1, 2023
Instrument	25514527
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	144 CAROLINE LN, GILROY, CA 95020-5260

Mortgage

Document Number	0025514528
Date	Aug 4, 2023
Instrument	25514528

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA CLARA CA
Property Address	144 CAROLINE LN, GILROY, CA 95020-5260
Document Number	0024782205
Instrument Date	Dec 3, 2020
Transaction Type	Mortgage
Record Updated	Jan 21, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	144 CAROLINE LN GILROY CA 950205260, GILROY, CA 95020-5260

Mortgage

Document Number	0024782205
Date	Jan 11, 2021
Instrument	24782205

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 10, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 4, 2018
Property Address	144 CAROLINE LN, GILROY, CA 95020-5260
Document Number	0024037423
Map Reference	MB808 PG18-22
Instrument Date	Oct 2, 2018
Instrument	24037423
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	14 CAROLINE LN, GILROY, CA 95020

Mortgage

Document Number	0024037424
Date	Oct 4, 2018
Instrument	24037424

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

July 2017: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	144 CAROLINE LN, GILROY, CA 95020-5260
Document Number	0023712355
Instrument Date	Jul 19, 2017
Transaction Type	Transfer
Record Updated	Aug 1, 2017
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Additional	Intrafamily Transfer

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	144 CAROLINE LN GILROY CA 950205260, GILROY, CA 95020-5260

Mortgage

Document Number	0023712355
Date	Jul 26, 2017
Instrument	23712355

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 144 Caroline Ln was $9,915.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$821,916 (+2%) Land $410,958 Building $410,958
2025	$9,915.00	$805,800 Land $402,900 Building $402,900
2023	$6,161.00 (+1.65%)	$488,968 Land $244,484 Building $244,484
2022	$6,061.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 144 Caroline Ln in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jul 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 144 Caroline Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Verizon.

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