Santa Clara County property record for 148 Bender Cir, Morgan Hill, CA 95037 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1985 |
| Square Footage | 1,552 sqft Living Area |
| Lot Size | 6,000 sqft (0.138 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,250,000 (2024) |
| Tax Bill | $14,593.00 (2025) |
| Primary APN | 764-11-031 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,552 sqft Living Area |
| 1st Floor | 1,552 sqft 1st Floor |
| Family Room | Family Room |
| Stories | 1 Stories |
| Utility Room | Utility Room |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Wood Construction |
| Lot Area | 6,000 sqft (0.138 acres) |
| Depth X Width | 100 ft x 60 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 462 sqft Garage |
| Heating System | HVAC Heating |
|---|
| Street Address | 148 BENDER CIR |
|---|---|
| City | MORGAN HILL |
| State | CA |
| Zip | 95037-3530 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TRACT 7533 BOOK 524 PAGE 19 PAGE 20 LOT 54 |
| Legal Subdivision | TRACT NO 7533 |
| Legal Tract | 7533 |
| Legal Lot Number | 54 |
| Jurisdiction | SANTA CLARA CA |
| Minor Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Blockgroup | 3 |
| Census Block | 3002 |
| Census Tract | 512314 |
Source: Santa Clara County records · APN 764-11-031
Assessment roll updated August 11, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 148 BENDER CIR, MORGAN HILL, CA 95037-3530 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Dec 09, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA |
| Feb 22, 2024 | Grant Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC |
| Nov 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Feb 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 20, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage AMERIHOME MORTGAGE COMPANY LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 22, 2024 · Amount on Record |
| Deed Sale | Feb 22, 2024 · Amount on Record |
| Prior Sale | Dec 02, 2015 · Amount on Record |
| Deed Doc Number | 202425601240 |
| Prior Transfer Date | Jul 11, 2017 |
| Prior Transfer Doc | 0023707109 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 148 BENDER CIR, MORGAN HILL, CA 95037-3530 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 148 BENDER CIR, MORGAN HILL, CA 95037-3530 |
| Document Number | 0025915562 |
|---|---|
| Date | Dec 09, 2025 |
| Instrument | 25915562 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | 1000 TECHNOLOGY DR, O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Jan 01, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.5% |
| Index | Other |
| Max Rate | 10.5% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Feb 22, 2024 |
| Property Address | 148 BENDER CIR, MORGAN HILL, CA 95037-3530 |
| Document Number | 0025601240 |
| Map Reference | MB 524 PG 19&20 |
| Instrument Date | Feb 06, 2024 |
| Instrument | 25601240 |
| Transaction Type | Transfer |
| Record Updated | Mar 01, 2024 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 148 BENDER CIR, MORGAN HILL, CA 95037-3530 |
| Document Number | 0025601241 |
|---|---|
| Date | Feb 22, 2024 |
| Instrument | 25601241 |
| Name | CHANGE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 148 BENDER CIR, MORGAN HILL, CA 95037-3530 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SOLIDIFI |
| Name | Verified Name |
|---|---|
| Address | 148 BENDER CIR, MORGAN HILL, CA 95037-3530 |
| Document Number | 0024699050 |
|---|---|
| Date | Nov 12, 2020 |
| Instrument | 24699050 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 148 BENDER CIR, MORGAN HILL, CA 95037-3530 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0024416307 |
|---|---|
| Date | Feb 28, 2020 |
| Instrument | 24416307 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Jul 20, 2017 |
| Property Address | 148 BENDER CIR, MORGAN HILL, CA 95037-3530 |
| Document Number | 0023707109 |
| Map Reference | MAP524 PG19&20 |
| Instrument Date | Jul 11, 2017 |
| Instrument | 23707109 |
| Transaction Type | Transfer |
| Record Updated | Sep 01, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 148 BENDER CIR, MORGAN HILL, CA 95037-3530 |
| Document Number | 0023707110 |
|---|---|
| Date | Jul 20, 2017 |
| Instrument | 23707110 |
| Name | AMERIHOME MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2047 |
Source: Santa Clara County records · Assessment roll updated August 11, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Morgan Hill City |
| Unified School District | Morgan Hill Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $14,593.00 (+74.6%) | $1,275,000 (+75.91%) Land $956,250 Building $318,750 |
| 2023 | $8,358.00 (+1.63%) Homeowner's exemption | $724,790 Land $362,395 Building $362,395 |
| 2022 | $8,224.00 |
Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AH shallow ponding 1–3 ft |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 354.0 ft |
| Wildfire Risk | Low above 37% of the US · above 22% of California |
|---|---|
| Wildfire Likelihood | About 1 in 1,961 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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