146 Bender Cir, Morgan Hill, CA 95037 Property Records

Santa Clara County property record for 146 Bender Cir, Morgan Hill, CA 95037 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,827 sqft · built 1985
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$274,500 (Sep 1997)
Tax Bill	$6,792 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit
Flood Zone	Zone AH (high risk)
APN	`764-11-030`

Property Details

APN / Parcel Number

Primary APN	`764-11-030`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,827 sqft Living Area
1st Floor Area	1,827 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Tile
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	146 BENDER CIR
City	MORGAN HILL
State	CA
Zip	95037-3530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 7533 BOOK 524 PAGE 19 PAGE 20 LOT 53
Legal Tract	7533
Legal Lot Number	53
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	3
Census Block	3002
Census Tract	512314

Owner

Source: Santa Clara County records · APN 764-11-030

Assessment roll updated July 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	146 BENDER CIR, MORGAN HILL, CA 95037-3530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 05, 1997 · Amount on Record
Deed Sale	Sep 05, 1997 · Amount on Record
Deed Document Number	199713843826
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	146 BENDER CIR, MORGAN HILL, CA 95037-3530
Transaction Type	Mortgage
Record Updated	Sep 19, 2023
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1750 JASPER HIGHLANDS DR, MORGAN HILL, CA 95037-9164

Mortgage

Document Number	0025528673
Date	Sep 08, 2023
Instrument	25528673

Lender

Name	STAR ONE CU
Type	Credit Union
Address	SUNNYVALE, CA 94088

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	302 Months
Due	Nov 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 27, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Morgan Hill City
Unified School District	Morgan Hill Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$447,054 (+2%) Land $195,432 Building $251,622
2025	$6,792.00 (+2.4%) Homeowner's exemption	$438,289 (+4.04%) Land $191,600 Building $246,689
2023	$6,633.00 (+1.17%) Homeowner's exemption	$421,271 Land $184,161 Building $237,110
2022	$6,556.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855123143, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AH shallow ponding 1–3 ft
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	354.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 102 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	102 in force
Nearby Flood Claims	9 (2002–2019)
Most Recent Claim	Feb 2019, rainfall accumulation
Claims By Storm	Severe Winter Storms, Flooding, And Mudslides, Jan 2017 · 2 claims

Wildfire

Wildfire Risk	Low above 37% of the US · above 22% of California
Wildfire Likelihood	About 1 in 1,961 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 669 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
Razzolink	Fixed Wireless (unlicensed)	500 / 250
Verizon	Fixed Wireless	300 / 20
Etheric Communications, LLC.	Fixed Wireless (licensed-by-rule)	250 / 100
Hankins Information Technology	Fixed Wireless (unlicensed)	100 / 20

May also be available at this address: Spectrum, California Internet, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.