148 Ash St, Cedar Point (Swansboro), NC 28584 Property Records

Carteret County property record for 148 Ash St, Cedar Point, NC 28584

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,596 sqft · built 1972
Lot Size	0.302 acres (13,155 sqft)
Owner	2 Individual Names on File
Last Sale	$288,000 (Jul 2016)
Tax Bill	$2,316 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`5374.17.11.6996000`

Property Details

APN / Parcel Number

Primary APN	`5374.17.11.6996000`
Alternative APNs	`358065` `28265`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,596 sqft Heated Area
Gross Area	2,284 sqft
1st Floor Area	932 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,155 sqft (0.302 acres)
Lot Dimensions	152 ft deep x 86 ft wide
Parking Spaces	4 Parking Spaces

Exterior Amenities

Deck Area	66 sqft
Patio Area	4 sqft
Shed	1 Shed
Shed Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	28265
Street Address	148 ASH ST
City	CEDAR POINT
State	NC
Zip	28584-9329
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L18 PART L19 INLET VIEW AND PO LOT ASH ST
Legal Subdivision	JOHN S JONES
Legal Block	11
Legal Lot Number	18-19
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	3
Census Block	3092
Census Tract	970806

Owner

Source: Carteret County assessment roll, APN 5374.17.11.6996000, as of November 24, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	148 ASH ST, CEDAR POINT, NC 28584-9329
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 22, 2016 · Amount on Record
Deed Sale	Jul 22, 2016 · Amount on Record
Prior Sale	Mar 14, 2016 · Amount on Record
Deed Document Number	20161548442
Deed Book / Page	1548 / 442
Last Transfer Date	Sep 13, 2019
Transfer Doc	0016490061
Record Updated	Jun 08, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	148 ASH ST, CEDAR POINT, NC 28584-9329
Document Number	0016240476
Instrument Date	Oct 24, 2018
Transaction Type	Mortgage
Record Updated	Dec 21, 2018
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 ASH ST CEDAR POINT NC 285849329, CEDAR POINT, NC 28584-9329

Mortgage

Document Number	0016240476
Date	Dec 04, 2018
Book Page	001624/000476

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Carteret County assessment roll as of November 24, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Cedar Point Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,316.00 (+38.6%)	$501,439 (+72.3%) Land $117,283 Building $384,156	$501,439 (+72.3%) Land $117,283 Building $384,156
2023		$291,020 Land $139,449 Building $151,571	$291,020 Land $139,449 Building $151,571
2022	$1,671.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carteret County (37031C), as of January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370319708063, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 213 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	339 units insured incl. 126 condo units
Nearby Flood Claims	49 (1996–2022)
Claims Outside the SFHA	3 of 49
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Florence, Sep 2018 · 37 claims Hurricane Ophelia, Sep 2005 · 5 claims

Wildfire

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 113 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0416040, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WEST CARTERET WATER CORP private · serves 19,512 people
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.