145 Ash St, Cedar Point (Swansboro), NC 28584 Property Records

Carteret County property record for 145 Ash St, Cedar Point, NC 28584

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,471 sqft · built 1950
Lot Size0.407 acres (17,729 sqft)
Owner2 Individual Names on File
Tax Bill$1,503 (2025)
Deeds & MortgagesOct 2021 Transfer
Aug 2017 Mortgage
Flood ZoneZone AE (high risk)
APN5374.17.11.7725000

Property Details

APN / Parcel Number

Primary APN5374.17.11.7725000
Alternative APNs
  • 552563
  • 54476

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,471 sqft Heated Area
Gross Area2,212 sqft
1st Floor Area812 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1995
Architectural StyleConventional
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area17,729 sqft (0.407 acres)
Lot Dimensions188 ft deep x 95 ft wide
View / LotWaterfront - Canal

Exterior Amenities

PorchSlab
Porch Area46 sqft
Deck Area30 sqft
Patio Area19 sqft
Shed1 Shed
Shed Area192 sqft
Canopy240 sqft
Boat AccessBoat Access
Boat LiftBoat Lift

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number54476
Street Address145 ASH ST
CityCEDAR POINT
StateNC
Zip28584-9330
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL7 INLET VIEW SD CEDAR POINT
Legal SubdivisionJOHN S JONES
Legal Block11
Legal Lot Number7
JurisdictionCARTERET NC
Township / Civil DivisionWHITE OAK
Census Block Group3
Census Block3089
Census Tract970806

Owner

Source: Carteret County assessment roll, APN 5374.17.11.7725000, as of November 24, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address145 ASH ST, CEDAR POINT, NC 28584-9330
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2021Intrafamily Transfer, Transfer
Aug 17, 2017Deed of Trust, Mortgage · Commercial Mortgage
FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateOct 27, 2021
Transfer Doc0017440113
Record UpdatedJun 08, 2026

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCARTERET NC
Recording DateOct 27, 2021
Property Address145 ASH ST, CEDAR POINT, NC 28584-9330
Document Number0017440113
Book / Page1744 / 113
Map ReferenceMB 136 PG 611
Instrument DateOct 27, 2021
Instrument1744113
Transaction TypeTransfer
Record UpdatedNov 03, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address145 ASH STREET, 145, BARBARA NOBLES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address145 ASH ST, CEDAR POINT, NC 28584-9330

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address145 ASH ST, CEDAR POINT, NC 28584-9330
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySTEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0015840405
DateAug 17, 2017
Book Page1584/405
Instrument1584405
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Carteret County assessment roll as of November 24, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityCedar Point Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,503.00 (+18.72%)$635,034 (+51.95%) Land $299,816 Building $335,218$635,034 (+51.95%) Land $299,816 Building $335,218
2023$417,912 Land $326,303 Building $91,609$417,912 Land $326,303 Building $91,609
2022$1,266.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carteret County (37031C), as of January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370319708063, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 213 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies339 units insured
incl. 126 condo units
Nearby Flood Claims49 (1996–2022)
Claims Outside the SFHA3 of 49
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Florence, Sep 2018 · 37 claims
  • Hurricane Ophelia, Sep 2005 · 5 claims

Wildfire

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 113 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0416040, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWEST CARTERET WATER CORP
private · serves 19,512 people
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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