148 Apache Trl, Chester Gap, VA 22623 Property Records

Rappahannock County property record for 148 Apache Trl, Chester Gap, VA 22623

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,254 sqft · built 1991
Lot Size	0.33 acres (14,375 sqft)
Owner	Owner Name on Record
Last Sale	$114,000 (Jan 2010)
Tax Bill	$1,414 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1C 1 5 22`

Property Details

APN / Parcel Number

Primary APN	`1C 1 5 22`
Alternative APN	`539`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,254 sqft Total Area
1st Floor Area	1,242 sqft
Basement Area	1,242 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,375 sqft (0.33 acres)
Terrain	Rolling
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	138 sqft
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	539
Street Address	148 APACHE TRL
City	CHESTER GAP
State	VA
Zip	22623-2125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	14 400 SQ FT 2 LOTS BRME 2010 #61 2009 #1142 2002 #2134
Legal Subdivision	BLUE RIDGE MOUNTAIN ESTATES
Legal Block	5
Jurisdiction	RAPPAHANNOCK VA
Township / Civil Division	WAKEFIELD
Census Block Group	1
Census Block	1017
Census Tract	950100

Owner

Source: Rappahannock County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	148 APACHE TRL, CHESTER GAP, VA 22623-2125
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 20, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Last Sale	Jan 19, 2010 · Amount on Record
Deed Sale	Jan 19, 2010 · Amount on Record
Prior Sale	Aug 26, 2009 · Amount on Record
Deed Document Number	0000201061
Deed Book / Page	2010 / 61
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAPPAHANNOCK VA
Property Address	148 APACHE TRL, CHESTER GAP, VA 22623-2125
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001121
Date	Aug 12, 2021
Instrument	210001121

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate	2.87%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAPPAHANNOCK VA
Property Address	148 APACHE TRL, CHESTER GAP, VA 22623-2125
Document Number	200000765
Instrument Date	Jul 20, 2020
Transaction Type	Mortgage
Record Updated	Sep 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 APACHE TRL CHESTER GAP VA 226232125, CHESTER GAP, VA 22623-2125

Mortgage

Document Number	200000765
Date	Jul 27, 2020
Instrument	765

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rappahannock County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Rappahannock County
Unified School District	Rappahannock County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,414.00 (+3.21%)	$224,600 (-) Land $30,000 Building $194,600	$224,600 (-) Land $30,000 Building $194,600
2023	$1,370.00	$224,600 Land $30,000 Building $194,600	$224,600 Land $30,000 Building $194,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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