125 Apache Trl, Chester Gap, VA 22623 Property Records

Rappahannock County property record for 125 Apache Trl, Chester Gap, VA 22623

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,980 sqft · built 1982
Lot Size	0.176 acres (7,700 sqft)
Owner	Individual Name on Record
Last Sale	$207,000 (Aug 2016)
Tax Bill	$1,670 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1E 1 2 10`

Property Details

APN / Parcel Number

Primary APN	`1E 1 2 10`
Alternative APN	`680`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,980 sqft Total Area
Gross Area	2,088 sqft
1st Floor Area	616 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,700 sqft (0.176 acres)
Terrain	Rolling
Deck Area	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	680
Street Address	125 APACHE TRL
City	CHESTER GAP
State	VA
Zip	22623-2126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRME SECT F 2016 #750 2015 #143 2006 #1304
Legal Subdivision	BLUE RIDGE MOUNTAIN ESTATES
Jurisdiction	RAPPAHANNOCK VA
Township / Civil Division	WAKEFIELD
Census Block Group	1
Census Block	1024
Census Tract	950100

Owner

Source: Rappahannock County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	125 APACHE TRL, CHESTER GAP, VA 22623-2126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF LITTLE ROCK MORTGAGE CORP
Feb 9, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Dec 10, 2024	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2016 · Amount on Record
Deed Sale	Aug 29, 2016 · Amount on Record
Prior Sale	Feb 20, 2015 · Amount on Record
Deed Document Number	2016750
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAPPAHANNOCK VA
Property Address	125 APACHE TRL, CHESTER GAP, VA 22623-2126
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001358
Date	Sep 29, 2021
Instrument	210001358

Lender

Name	BANK OF LITTLE ROCK MORTGAGE CORP
Type	Mortgage Company
Address	LITTLE ROCK, AR 72223

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.5%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAPPAHANNOCK VA
Property Address	125 APACHE TRL, CHESTER GAP, VA 22623-2126
Transaction Type	Mortgage
Record Updated	Dec 9, 2025
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 APACHE TRL, CHESTER GAP, VA 22623-2126

Mortgage

Document Number	0000000174
Date	Feb 9, 2022
Instrument	220000174

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAPPAHANNOCK VA
Property Address	125 APACHE TRL, CHESTER GAP, VA 22623-2126
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 APACHE TRL, CHESTER GAP, VA 22623-2126

Mortgage

Document Number	0000000945
Date	Dec 10, 2024
Instrument	240000945

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Jan 1, 2065

Interest

Rate Type	Adjustable Rate
Rate	8.75%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Rappahannock County assessment roll, as of January 30, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Rappahannock County
Unified School District	Rappahannock County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,670.00 (+3.28%)	$265,200 (-) Land $25,000 Building $240,200	$265,200 (-) Land $25,000 Building $240,200
2023	$1,617.00	$265,200 Land $25,000 Building $240,200	$265,200 Land $25,000 Building $240,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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