Harrison County property record for 1478 E Second St, Pass Christian, MS 39571
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,266 sqft · built 1972 |
| Owner | Individual Name on File |
| Last Sale | $239,000 (Dec 2005) |
| Tax Bill | $634 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0512L-02-105.000 |
| Primary APN | 0512L-02-105.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 2,266 sqft Adjusted Area |
| 1st Floor Area | 1,865 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Patio Area | 210 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 061917 |
|---|---|
| Street Address | 1478 E SECOND ST |
| City | PASS CHRISTIAN |
| State | MS |
| Zip | 39571-3148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 21 -127.5 FT ON 2ND ST- GULF PALMS ESTATES |
| Legal Range | 12 |
| Legal Township | 08 |
| Legal Section | 21 |
| Legal Subdivision | GULF PALMS ESTATES |
| Legal Lot Number | 21-127 22 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 2900 |
Source: Harrison County assessment roll, as of September 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1478 E SECOND ST, PASS CHRISTIAN, MS 39571-3148 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 5, 2005 · Amount on Record |
| Deed Sale | Dec 5, 2005 · Amount on Record |
| Deed Document Number | 2005-0020882-D-J1 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 1478 E SECOND ST, PASS CHRISTIAN, MS 39571-3148 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 20220002060TJ1 |
|---|---|
| Date | Jan 27, 2022 |
| Instrument | 2022-0002060-T-J1 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 1478 E SECOND ST, PASS CHRISTIAN, MS 39571-3148 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2020 |
| Name | Verified Name |
|---|
| Document Number | 201911268TJ1 |
|---|---|
| Date | Dec 27, 2019 |
| Instrument | 2019-11268-T-J1 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Harrison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Pass Christian City |
| Unified School District | Pass Christian Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $634.00 (+2.09%) Homeowner's exemption | $13,073 (+3.93%) | $130,734 (+3.93%) Land $32,500 Building $98,234 |
| 2024 | $621.00 | ||
| 2023 | $621.00 Homeowner's exemption | $12,579 | $125,790 Land $32,500 Building $93,290 |
| 2022 | $621.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 184 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 284 units insured incl. 100 condo units |
| Nearby Flood Claims | 272 (1980–2021) |
| Claims Outside the SFHA | 129 of 272 |
| Most Recent Claim | Aug 2021 · Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 89% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PASS CHRISTIAN serves 10,436 people · EPA ID MS0240009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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