Harrison County property record for 1427 E Second St, Pass Christian, MS 39571
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,106 sqft · built 1987 |
| Lot Size | 0.283 acres (12,350 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $494 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Nov 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0512K-02-043.000 |
| Primary APN | 0512K-02-043.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,106 sqft Adjusted Area |
| 1st Floor Area | 1,671 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,350 sqft |
| Lot Dimensions | 95 ft deep x 130 ft wide |
| Patio Area | 454 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 061787 |
|---|---|
| Street Address | 1427 E SECOND ST |
| City | PASS CHRISTIAN |
| State | MS |
| Zip | 39571-3111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG 30 FT S OF NE COR OF LOT 1 BLK 6 EMERALD PARK SEC A S 95 FT TO N MAR OF E 2ND ST SWLY ALONG RD 133.2 FT N 125 FT TO NW CO |
| Legal Range | 12 |
| Legal Township | 08 |
| Legal Section | 21 |
| Legal Subdivision | EMERALD PARK SECTION A |
| Legal Block | 6 |
| Legal Lot Number | 1-2 2 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 2900 |
Source: Harrison County assessment roll, as of September 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1427 E SECOND ST, PASS CHRISTIAN, MS 39571-3111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 4, 2022 | Deed of Trust, Mortgage · Commercial Mortgage HANCOCK WHITNEY BANK |
| Nov 4, 2022 | Deed of Trust, Mortgage · Commercial Mortgage HANCOCK WHITNEY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 13, 1998 |
| Deed Sale | Oct 13, 1998 |
| Deed Document Number | 0001427192 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 1427 E SECOND ST, PASS CHRISTIAN, MS 39571-3111 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 20220027464TJ1 |
|---|---|
| Date | Nov 4, 2022 |
| Instrument | 2022-0027464-T-J1 |
| Name | HANCOCK WHITNEY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 3, 2042 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 1427 E SECOND ST, PASS CHRISTIAN, MS 39571-3111 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 20220027466TJ1 |
|---|---|
| Date | Nov 4, 2022 |
| Instrument | 2022-0027466-T-J1 |
| Name | HANCOCK WHITNEY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Nov 3, 2027 |
| Rate Type | Fixed Rate |
|---|
Source: Harrison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Pass Christian City |
| Unified School District | Pass Christian Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $494.00 (+2.28%) Homeowner's exemption | $12,786 (+3.4%) | $127,863 (+3.4%) Land $37,310 Building $90,553 |
| 2024 | $483.00 | ||
| 2023 | $483.00 Homeowner's exemption | $12,366 | $123,659 Land $37,310 Building $86,349 |
| 2022 | $483.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 184 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 284 units insured incl. 100 condo units |
| Nearby Flood Claims | 272 (1980–2021) |
| Claims Outside the SFHA | 129 of 272 |
| Most Recent Claim | Aug 2021 · Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 80% of the US · above 96% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Cable One Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Telapex Fixed Wireless | 100 / 20 |
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