14778 N Ct Five, Effingham, IL 62401 Property Records

Effingham County property record for 14778 N Ct Five, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1 bd · 1,189 sqft · built 1973
Lot Size	2.6 acres (113,256 sqft)
Owner	Individual Name on Record
Last Sale	$370,000 (Oct 2022)
Tax Bill	$7,037 (2025)
Deeds & Mortgages	Oct 2022 Assignment Oct 2022 Assignment + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-26-008-025`

Property Details

APN / Parcel Number

Primary APN	`11-26-008-025`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	1,189 sqft Base Area
1st Floor Area	1,189 sqft
Basement Area	1,189 sqft
Unfinished Basement	1,189 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	113,256 sqft (2.6 acres)

Location & Zoning

Street Address	14778 N COURT FIVE
City	EFFINGHAM
State	IL
Zip	62401-7652
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 & LOT 14 OF REPLAT OF LOTS 13 &14 LAKEWOOD COURT SUBD 3816/230 3816/226 3635/136 2710/163 2710/158 2435/38 1652/128 12
Legal Subdivision	LAKEWOOD COURT SUBD
Legal Lot Number	21-13
Jurisdiction	EFFINGHAM IL
Township / Civil Division	SUMMIT
Census Block Group	4
Census Block	4017
Census Tract	950200

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	14778 N COURT FIVE, EFFINGHAM, IL 62401-7652
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2022	Assignment of Lease, Transfer · Conventional Mortgage THE WASHINGTON SAVINGS BANK FSB
Oct 12, 2022	Assignment of Lease, Transfer NOT AVAILABLE, ACT
Dec 3, 2020	Intrafamily Transfer, Transfer ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2022 · Amount on Record
Deed Sale	Oct 12, 2022 · Amount on Record
Deed Document Number	20224134
Deed Book / Page	3816 / 226
Prior Transfer Date	Nov 24, 2020
Prior Transfer Doc	003635/136
Record Updated	Oct 29, 2026

October 2022: Assignment of Lease, Transfer

Document Type	Assignment of Lease
Jurisdiction	EFFINGHAM IL
Recording Date	Oct 12, 2022
Property Address	14778 N COURT 5, EFFINGHAM, IL 62401-7652
Document Number	003816/226
Book / Page	3816 / 226
Map Reference	MB 2434 PG 44
Instrument Date	Oct 7, 2022
Instrument	202222004134
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14778 N COURT 5, EFFINGHAM, IL 62401-7652

Mortgage

Document Number	202222004136
Date	Oct 12, 2022
Instrument	202222004136

Lender

Name	THE WASHINGTON SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2022: Assignment of Lease, Transfer

Document Type	Assignment of Lease
Jurisdiction	EFFINGHAM IL
Recording Date	Oct 12, 2022
Property Address	14778 N COURT 5, EFFINGHAM, IL 62401-7652
Document Number	003816/230
Book / Page	3816 / 230
Map Reference	MB 4 PG 25
Instrument Date	Oct 7, 2022
Instrument	202222004135
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	NOT AVAILABLE, ACT

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14778 N COURT 5, EFFINGHAM, IL 62401-7652

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EFFINGHAM IL
Recording Date	Dec 3, 2020
Property Address	14778 N COURT 5, EFFINGHAM, IL 62401-7652
Document Number	3635/136
Book / Page	3635 / 136
Map Reference	MB 4 PG 25
Instrument Date	Nov 24, 2020
Instrument	202020006605
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 S LINCOLN ST, PHILO, IL 61864-9680

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Summit Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,037.00 (+8.81%) Homeowner's exemption	$139,480 (+1%) Land $45,970 Building $93,510	$418,440 (+1%) Land $137,910 Building $280,530
2024	$6,467.00 (+28.36%)	$126,800 (+19.34%) Land $41,790 Building $85,010	$380,400 (+19.34%) Land $125,370 Building $255,030
2022	$5,038.00	$106,250 Land $35,020 Building $71,230	$318,750 Land $105,060 Building $213,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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