14747 N Ct Five, Effingham, IL 62401 Property Records

Effingham County property record for 14747 N Ct Five, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1 bd · 2,569 sqft · built 1968
Lot Size	1.04 acres (45,302 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,797 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Mar 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-26-008-011`

Property Details

APN / Parcel Number

Primary APN	`11-26-008-011`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	2,569 sqft Base Area
1st Floor Area	2,569 sqft
Basement Area	2,279 sqft
Unfinished Basement	2,279 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	45,302 sqft (1.04 acres)
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	14747 N COURT FIVE
City	EFFINGHAM
State	IL
Zip	62401-7650
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 LAKEWOOD COURT 2501089 3771/188 3395/273 692/93 636/226
Legal Subdivision	LAKEWOOD COURT SUB
Legal Lot Number	4
Jurisdiction	EFFINGHAM IL
Township / Civil Division	SUMMIT
Census Block Group	4
Census Block	4017
Census Tract	950200

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14747 N COURT FIVE, EFFINGHAM, IL 62401-7650
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2022	Deed of Trust, Mortgage · Line of Credit DIETERICH BANK NA
Mar 28, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage DIETERICH BANK NA
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA
Jun 3, 2019	Deed of Trust, Mortgage · Line of Credit DIETERICH BANK NA
Jul 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	14747 N COURT 5, EFFINGHAM, IL 62401-7650
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003771/206
Date	Mar 28, 2022
Book Page	3771/206
Instrument	202222001263

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Apr 18, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EFFINGHAM IL
Recording Date	Mar 28, 2022
Property Address	14747 N COURT 5, EFFINGHAM, IL 62401-7650
Document Number	003771/188
Book / Page	3771 / 188
Map Reference	MB 4 PG 25
Instrument Date	Mar 14, 2022
Instrument	202222001261
Transaction Type	Transfer
Record Updated	Apr 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14747 N COURT 5, EFFINGHAM, IL 62401-7650

Mortgage

Document Number	202222001262
Date	Mar 28, 2022
Instrument	202222001262

Lender

Name	DIETERICH BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	14747 N COURT 5, EFFINGHAM, IL 62401-7650
Transaction Type	Mortgage
Record Updated	Jun 26, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3561/127
Date	May 11, 2020
Book Page	3561/127
Instrument	202020002204

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	14747 N COURT 5, EFFINGHAM, IL 62401-7650
Transaction Type	Mortgage
Record Updated	Jul 17, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3469/356
Date	Jun 3, 2019
Book Page	3469/356
Instrument	201901902003

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 18, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	14747 N COURT 5, EFFINGHAM, IL 62401-7650
Transaction Type	Mortgage
Record Updated	Aug 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3395/277
Date	Jul 2, 2018
Book Page	3395/277
Instrument	201801802659

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Summit Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,797.00 (-8.14%) Homeowner's exemption	$176,640 (-4.46%) Land $43,000 Building $133,640	$529,920 (-4.46%) Land $129,000 Building $400,920
2024	$9,577.00 (+52.74%)	$184,890 (+19.33%) Land $39,090 Building $145,800	$554,670 (+19.33%) Land $117,270 Building $437,400
2022	$6,270.00 Homeowner's exemption	$154,940 Land $32,760 Building $122,180	$464,820 Land $98,280 Building $366,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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