14643 Cayuga St, Sterling, NY 13156 Property Records

Cayuga County and Sterling Town property record for 14643 Cayuga St, Sterling, NY 13156 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,104 sqft · built 1991
Lot Size	0.278 acres (12,112 sqft)
Owner	Individual Name on File
Last Sale	$99,900 (Jun 2025)
Tax Bill	$1,596 (2025)
Deeds & Mortgages	Nov 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`055601 9.13-1-36.12`

Property Details

APN / Parcel Number

Primary APN	`055601 9.13-1-36.12`
Alternative APN	`560100901300010360120000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,104 sqft Living Area
1st Floor Area	1,104 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	12,112 sqft (0.278 acres)
Lot Dimensions	112 ft deep x 108 ft wide
Garage Type	Attached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	14643 CAYUGA ST
City	STERLING
State	NY
Zip	13156-3225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S.M.D. 833-179 SMD 1056-303 LOT C
Legal Block	1
Legal Lot Number	36.012
Jurisdiction	CAYUGA NY
Township / Civil Division	STERLING
Census Block Group	3
Census Block	3034
Census Tract	40102

Owner

Source: Cayuga County and Sterling Town records · APN 055601 9.13-1-36.12

Assessment roll updated May 1, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	14643 CAYUGA ST, STERLING, NY 13156-3225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 16, 2025 · Amount on Record
Deed Sale	Jun 16, 2025 · Amount on Record
Prior Sale	May 14, 2002 · Amount on Record
Deed Document Number	2025236534
Deed Book / Page	4618 / 37
Record Updated	Jun 08, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAYUGA NY
Property Address	14643 CAYUGA ST, STERLING, NY 13156-3225
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004145/180
Date	Nov 29, 2021
Book Page	4145/180
Instrument	2021-209673

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Dec 01, 2036

Tax Assessment & Valuation

Source: Cayuga County and Sterling Town records · Assessment roll updated May 1, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Cayuga County
County Subdivision	Sterling Town
Municipality	Fair Haven Village
Unified School District	Red Creek Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,596.00 (+1.79%)	$171,900 (+106.36%) Land $33,600 Building $138,300	$171,900 (+32.07%) Land $33,600 Building $138,300
2024	$1,568.00 (+7.77%)
2023		$83,300 (-) Land $20,300 Building $63,000	$130,156 (+26.56%) Land $31,719 Building $98,437
2022		$83,300 Land $20,300 Building $63,000	$102,840 Land $25,062 Building $77,778
2019	$1,455.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cayuga County (36011C), updated April 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360110401023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 8 individual NFIP policies nearby
Nearby Flood Policies	8 in force 4 of 8 on primary residences
Nearby Flood Claims	2 (2017–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2019, river or lake flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.