1477 Cole St, Birmingham, MI 48009 Property Records

Oakland County property record for 1477 Cole St, Birmingham, MI 48009

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,212 sqft · built 2005
Lot Size0.11 acres (4,792 sqft)
Owner2 Individual Names on Record
Last Sale$570,000 (Jul 2015)
Tax Bill$10,049 (2025)
Deeds & MortgagesJan 2021 Mortgage
Apr 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN08-20-31-154-052

Property Details

APN / Parcel Number

Primary APN08-20-31-154-052

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,212 sqft Living Area
1st Floor Area1,098 sqft
Basement Area1,098 sqft
Unfinished Basement1,098 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions120 ft deep x 40 ft wide
Garage Area390 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area182 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1477 COLE ST
CityBIRMINGHAM
StateMI
Zip48009-7054
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT2N, R11E, SEC 31 LEINBACH-HUMPHREY'S WOODWARD AVE SUB LOT 214
Legal Range11E
Legal Township02N
Legal Section31
Legal SubdivisionLEINBACH-HUMPHREY'S WOODWARD AVE SUB
Legal Lot Number214
JurisdictionOAKLAND MI
Township / Civil DivisionBIRMINGHAM
Census Block Group2
Census Block2028
Census Tract152900

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1477 COLE ST, BIRMINGHAM, MI 48009-7054
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
THE ANDERSON FINANCIAL GROUP INC
Apr 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
THE ANDERSON FINANCIAL GROUP INC
Sep 9, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
THE ANDERSON FINANCIAL GROUP INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 17, 2015 · Amount on Record
Deed SaleJul 17, 2015 · Amount on Record
Prior SaleDec 5, 2006 · Amount on Record
Deed Document Number2015145209
Deed Book / Page48407 / 754
Last Transfer DateAug 30, 2019
Transfer Doc0000146451
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1477 COLE ST, BIRMINGHAM, MI 48009-7054
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1477 COLE ST, BIRMINGHAM, MI 48009-7054

Mortgage

Document Number0000000977
DateJan 4, 2021
Book Page55432/781
Instrument977
Lender
NameTHE ANDERSON FINANCIAL GROUP INC
TypeMortgage Company
AddressCHICAGO, IL 60614
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueDec 1, 2050

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1477 COLE ST, BIRMINGHAM, MI 48009-7054
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000063488
DateApr 3, 2020
Book Page54029/806
Instrument63488
Lender
NameTHE ANDERSON FINANCIAL GROUP INC
TypeMortgage Company
AddressCHICAGO, IL 60614
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2050

September 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateSep 9, 2019
Property Address1477 COLE ST, BIRMINGHAM, MI 48009-7054
Document Number0000146451
Book / Page53227 / 00721
Map ReferenceLB 27 PG 5
Instrument DateAug 30, 2019
Instrument146451
Transaction TypeTransfer
Record UpdatedJun 29, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1477 COLE ST, BIRMINGHAM, MI 48009-7054

Mortgage

Document Number5322700723
DateSep 9, 2019
Instrument53227/00723
Lender
NameTHE ANDERSON FINANCIAL GROUP INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2049

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityBirmingham City
CountyOakland County
Unified School DistrictBirmingham City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,049.00 (-9.79%) Homeowner's exemption$357,990 (+23%)$715,980 (+23%)
2024$11,139.00 (+9.29%)
2023$291,040$582,080
2021$10,192.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBIRMINGHAM
serves 20,472 people · EPA ID MI0000730
Water SourcePurchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State InspectionJan 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2023
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 864 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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