1460 Cole St, Birmingham, MI 48009 Property Records

Oakland County property record for 1460 Cole St, Birmingham, MI 48009

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 991 sqft · built 1950
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on Record
Last Sale$445,000 (Jun 2023)
Tax Bill$6,224 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Mar 2022 Construction Loan
+ 2 more
Flood ZoneZone X (minimal risk)
APN08-20-31-155-019

Property Details

APN / Parcel Number

Primary APN08-20-31-155-019

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area991 sqft Living Area
1st Floor Area793 sqft
Basement Area793 sqft
Finished Basement1,310 sqft
Unfinished Basement793 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 2022
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions120 ft deep x 40 ft wide
Garage Area290 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area208 sqft
Deck Area233 sqft
Patio Area233 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1460 COLE ST
CityBIRMINGHAM
StateMI
Zip48009-7050
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT2N, R11E, SEC 31 LEINBACH-HUMPHREY'S WOODWARD AVE SUB LOT 261
Legal Range11E
Legal Township02N
Legal Section31
Legal SubdivisionLEINBACH-HUMPHREY'S WOODWARD AVE SUB
Legal Lot Number261
JurisdictionOAKLAND MI
Township / Civil DivisionBIRMINGHAM
Census Block Group2
Census Block2034
Census Tract152900

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1460 COLE ST, BIRMINGHAM, MI 48009-7050
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2023Warranty Deed, Transfer · Conventional Mortgage
JACKSON FLAGSTAR CENTRE OFFICE
Mar 1, 2022Intrafamily Transfer, Transfer · Construction Mortgage
COLONY AMERICAN FINANCE LENDER LLC
Apr 29, 2019Warranty Deed, Transfer
TITLE SOLUTIONS AGENCY LLC, TITLE SOLUTIONS AGCY LLC
May 25, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 8, 2023 · Amount on Record
Deed SaleJun 8, 2023 · Amount on Record
Prior SaleApr 29, 2019 · Amount on Record
Deed Document Number202362207
Deed Book / Page58655 / 770
Prior Transfer DateOct 13, 2021
Prior Transfer Doc0000334663
Record UpdatedSep 20, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJun 8, 2023
Property Address1460 COLE ST, BIRMINGHAM, MI 48009-7050
Document Number0000062207
Book / Page58655 / 770
Map ReferenceLB 27 PG 5
Instrument DateJun 6, 2023
Instrument62207
Transaction TypeTransfer
Record UpdatedJun 20, 2023
Title CompanyLIBERTY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,337.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 7561, BLOOMFIELD HILLS, MI 48302-7561

Transferred To (Grantee/Buyer)

NameVerified Name
Address1460 COLE ST, BIRMINGHAM, MI 48009-7050

Mortgage

Document Number0058655772
DateJun 8, 2023
Instrument58655/772
Lender
NameJACKSON FLAGSTAR CENTRE OFFICE
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateMar 1, 2022
Property Address1460 COLE ST, BIRMINGHAM, MI 48009-7050
Document Number0000334663
Book / Page57530 / 624
Map ReferenceLB 27 PG 5
Instrument DateOct 13, 2021
Instrument334663
Transaction TypeTransfer
Record UpdatedMay 12, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 7561, BLOOMFIELD, MI 48302-7561

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 75, BLOOMFIELD, MI 48303-0075

Mortgage

Document Number5753000634
DateMar 1, 2022
Instrument57530/00634
Lender
NameCOLONY AMERICAN FINANCE LENDER LLC
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateApr 29, 2019
Property Address1460 COLE ST, BIRMINGHAM, MI 48009-7050
Document Number0000066317
Book / Page052778 / 000043
Instrument DateApr 24, 2019
Instrument66317
Transaction TypeTransfer
Record UpdatedMay 16, 2019
Title CompanyTITLE SOLUTIONS AGENCY LLC, TITLE SOLUTIONS AGCY LLC

Transaction

AmountAmount Recorded
Tax$2,730.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1814 STRATFORD ST SYLVAN LAKE MI 483201675, SYLVAN LAKE, MI 48320-1675

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateMay 25, 2018
Property Address1460 COLE ST, BIRMINGHAM, MI 48009-7050
Document Number0000087048
Book / Page051844 / 000573
Instrument DateMay 10, 2018
Instrument87048
Transaction TypeTransfer
Record UpdatedJun 14, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address30249 CEDAR HOLLOW DR BEVERLY HILLS MI 480254718, BEVERLY HILLS, MI 48025-4718

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityBirmingham City
CountyOakland County
Unified School DistrictBirmingham City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,224.00 (-9.78%) Homeowner's exemption$191,050 (+19.92%)$382,100 (+19.92%)
2024$6,899.00 (-5.67%)
2023$159,310$318,620
2021$7,314.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBIRMINGHAM
serves 20,472 people · EPA ID MI0000730
Water SourcePurchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State InspectionJan 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2023
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 864 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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