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  5. 76th St NE

14760 76th St NE, Otsego (Elk River), MN 55330 Property Records

Wright County property record for 14760 76th St NE, Otsego, MN 55330

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 2,482 sqft · built 2018
Lot Size0.336 acres (14,667 sqft)
Owner2 Individual Names on Record
Last Sale$68,900 (Aug 2018)
Tax Bill$5,330 (2026)
Deeds & MortgagesApr 2026 Mortgage
Apr 2026 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN118-292-002020

Property Details

APN / Parcel Number

Primary APN118-292-002020

Interior

Bedrooms4 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,482 sqft Living Area
1st Floor Area1,386 sqft
Basement Area778 sqft
Finished Basement778 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialWood Shingle
Lot Area14,667 sqft (0.336 acres)
Garage TypeAttached
Garage Area1,068 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address14760 76TH ST NE
CityELK RIVER
StateMN
Zip55330-4701
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-28 TWP-121 RANGE-023 CRIMSON PONDS WEST 3RD ADDN LOT-002 BLOCK-002 2 BLOCK-002
Legal Range023
Legal Township121
Legal Section28
Legal SubdivisionCRIMSON PONDS WEST 3RD ADDN
Legal Block2
Legal Lot Number2
JurisdictionWRIGHT MN
Township / Civil DivisionOTSEGO
Census Block Group1
Census Block1001
Census Tract100101

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address17003 WEAVER LAKE DR, MAPLE GROVE, MN 55311-1437
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 6, 2026Deed of Trust, Mortgage
BRIDGEWATER BANK
Apr 6, 2026Deed of Trust, Mortgage
BRIDGEWATER BANK
Dec 27, 2018Warranty Deed, Transfer
COMMERCIAL PARTNERS TITLE
Aug 16, 2018Warranty Deed, Transfer
EXECUTIVE TITLE NORTHWEST LLC
Aug 18, 2017Loan Modification, Mortgage
FIRST NAT'L BK/ELK RIVER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 16, 2018 · Amount on Record
Deed SaleAug 16, 2018 · Amount on Record
Deed Document Number20181377360
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWRIGHT MN
Recording DateApr 6, 2026
Property Address14760 76TH ST NE, ELK RIVER, MN 55330-4701
Document Number0001599728
Instrument DateJan 13, 2026
Instrument20261599728
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyLAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001599728,
DateApr 6, 2026
Instrument20261599728
Lender
NameBRIDGEWATER BANK
Agreement
Term36 Months
DueJan 13, 2029
Interest
Rate6.21%
Max Rate-1%

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWRIGHT MN
Recording DateApr 6, 2026
Property Address14760 76TH ST NE, ELK RIVER, MN 55330-4701
Document Number0000038767
Instrument DateJan 13, 2026
Instrument202638767
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyLAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266

Mortgage

Document Number0000038767,
DateApr 6, 2026
Instrument202638767
Lender
NameBRIDGEWATER BANK
Agreement
Term36 Months
DueJan 13, 2029
Interest
Rate6.21%
Max Rate-1%

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWRIGHT MN
Recording DateDec 27, 2018
Property Address14760 76TH ST NE, OTSEGO, MN 55330-4701
Document Number0001387062
Instrument DateDec 26, 2018
Instrument1387062
Transaction TypeTransfer
Record UpdatedJan 23, 2019
Title CompanyCOMMERCIAL PARTNERS TITLE

Transaction

AmountAmount Recorded
Tax$1.65
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address17003 WEAVER LAKE DR MAPLE GROVE MN 553111437, MAPLE GROVE, MN 55311-1437

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWRIGHT MN
Recording DateAug 16, 2018
Property Address14760 76TH ST NE, OTSEGO, MN 55330-4701
Document Number0001377360
Instrument DateAug 13, 2018
Instrument1377360
Transaction TypeTransfer
Record UpdatedSep 25, 2018
Title CompanyEXECUTIVE TITLE NORTHWEST LLC

Transaction

AmountAmount Recorded
Tax$227.37
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address17003 WEAVER LAKE DR MAPLE GROVE MN 553111437, MAPLE GROVE, MN 55311-1437

August 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWRIGHT MN
Recording DateAug 18, 2017
Property Address14760 76TH ST NE, OTSEGO, MN 55330-4701
Instrument DateAug 17, 2017
Instrument1351187
Transaction TypeMortgage
Record UpdatedNov 28, 2017
Title CompanyLAND TITLE CORPORATION

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Mortgage

Document Number0001351187
DateAug 18, 2017
Instrument1351187
Lender
NameFIRST NAT'L BK/ELK RIVER
TypeBank
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyWright County
MunicipalityOtsego City
Unified School DistrictElk River School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,330.00 (-0.67%)$481,400 (+1.01%) Land $100,000 Building $381,400$481,400 (+1.01%) Land $100,000 Building $381,400
2025$476,600 (-6.57%) Land $105,000 Building $371,600$476,600 (-6.57%) Land $105,000 Building $371,600
2023$5,366.00 (-6.12%)$510,100 Land $102,000 Building $408,100$510,100 Land $102,000 Building $408,100
2022$5,716.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOtsego
serves 19,000 people · EPA ID MN1860026
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area		2,000 / 1,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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