Wright County property record for 14728 76th St NE, Otsego, MN 55330
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.5 ba · 2,482 sqft · built 2016 |
| Lot Size | 0.293 acres (12,788 sqft) |
| Owner | Individual Name on File |
| Last Sale | $399,900 (Dec 2018) |
| Tax Bill | $5,770 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 118-292-002040 |
| Primary APN | 118-292-002040 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,482 sqft Living Area |
| 1st Floor Area | 1,386 sqft |
| Basement Area | 778 sqft |
| Finished Basement | 778 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 12,788 sqft (0.293 acres) |
| Garage Type | Attached |
| Garage Area | 1,068 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 14728 76TH ST NE |
|---|---|
| City | ELK RIVER |
| State | MN |
| Zip | 55330-4701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-28 TWP-121 RANGE-023 CRIMSON PONDS WEST 3RD ADDN LOT-004 BLOCK-002 4 BLOCK-002 |
| Legal Range | 023 |
| Legal Township | 121 |
| Legal Section | 28 |
| Legal Subdivision | CRIMSON PONDS WEST 3RD ADDN |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | OTSEGO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 100101 |
14728 76th St NE is owned and occupied by an individual who bought it in December 2018.
Source: Wright County records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14728 76TH ST NE, ELK RIVER, MN 55330-4701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 7, 2025 | Deed of Trust, Mortgage UNION YES FCU |
| Oct 20, 2021 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| May 27, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNION YES FCU |
| Dec 31, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage AMERICAN MORTGAGE & EQUITY CONSULTA |
| Jul 11, 2017 | Grant Deed, Subdivision Related Transfer HOME TITLE CORPORATION, HOME TITLE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 31, 2018 · Amount on File |
| Deed Sale | Dec 31, 2018 · Amount on File |
| Deed Document Number | 20181387315 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 14728 76TH ST NE, OTSEGO, MN 55330-4701 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2025 |
| Title Company | SERVION TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 14728 76TH ST NE, OTSEGO, MN 55330-4701 |
| Document Number | 00A1586992 |
|---|---|
| Date | Oct 7, 2025 |
| Instrument | A1586992 |
| Name | UNION YES FCU |
|---|---|
| Type | Credit Union |
| Address | OSSEO, MN 55369 |
| Amount | Amount on Record |
|---|---|
| Term | 55 Months |
| Due | May 3, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 14728 76TH ST NE, OTSEGO, MN 55330-4701 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Title Company | AVENUE 365 LENDER SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0001487704 |
|---|---|
| Date | Oct 20, 2021 |
| Instrument | 1487704 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 14728 76TH ST NE, OTSEGO, MN 55330-4701 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Title Company | CU TITLE SERVICES INC |
| Name | Verified Name |
|---|---|
| Address | 14728 76TH ST NE, OTSEGO, MN 55330-4701 |
| Document Number | 00A1508204 |
|---|---|
| Date | May 27, 2022 |
| Instrument | A1508204 |
| Name | UNION YES FCU |
|---|---|
| Type | Credit Union |
| Address | OSSEO, MN 55369 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | May 25, 2029 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Dec 31, 2018 |
| Property Address | 14728 76TH ST NE, OTSEGO, MN 55330-4701 |
| Document Number | 0001387315 |
| Instrument Date | Dec 21, 2018 |
| Instrument | 1387315 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 26, 2022 |
| Title Company | HOME SECURITY ABSTRACT & TIT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,319.67 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14728 76TH ST NE, OTSEGO, MN 55330-4701 |
| Document Number | 0001387316 |
|---|---|
| Date | Dec 31, 2018 |
| Instrument | 1387316 |
| Name | AMERICAN MORTGAGE & EQUITY CONSULTA |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Jul 11, 2017 |
| Property Address | 14728 76TH ST NE, OTSEGO, MN 55330-4701 |
| Document Number | 0001347853 |
| Instrument Date | Apr 28, 2017 |
| Instrument | 1347853 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 16, 2017 |
| Title Company | HOME TITLE CORPORATION, HOME TITLE CORP |
| Amount | Amount on Record |
|---|---|
| Tax | $1,319.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1626 MAPLE GROVE MN 553116626, MAPLE GROVE, MN 55311-6626 |
The 2026 property tax bill for 14728 76th St NE was $5,770.
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wright County |
| Municipality | Otsego City |
| Unified School District | Elk River School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,770.00 | $520,600 (+1.34%) Land $100,000 Building $420,600 | $520,600 (+1.34%) Land $100,000 Building $420,600 |
| 2025 | $513,700 Land $105,000 Building $408,700 | $513,700 Land $105,000 Building $408,700 | |
| 2023 | $5,786.00 (+2.52%) | $549,900 Land $102,000 Building $447,900 | $549,900 Land $102,000 Building $447,900 |
| 2022 | $5,644.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14728 76th St NE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 14728 76th St NE is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Otsego serves 19,000 people · EPA ID MN1860026 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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